Ukuwa kokugqibela, ifowuni yam ikhanyise ngombhalo ongalindelekanga ovela kummelwane. Hee, ngaba ukhona umntu omaziyo esitratweni sethu onokuthengisa indlu yakhe? Udadewethu ufuna ngenene ukufudukela ebumelwaneni. Njengokuba isiphelo besinokuba njalo, ngekhe sonwabise umbono wokudwelisa ikhaya lethu kungekudala. Kwaye, sinomdla wokudlulisela ikhaya lethu kumntu esimaziyo. Sibe nengxoxo nodadewethu wommelwane, kwaye ekugqibeleni wagqiba kwelokuba enze isithembiso esinyanzelayo. (Samkela.)
Njengoko imarike iqhubeka ishushu, amakhaya afikelelekayo kwaye anqwenelekayo mancinci kwaye aphakathi - oko kuthetha ukuba kuya kusiba yinto eqhelekileyo ukuba abantu bafumane izibonelelo ezingacelwanga njengathi. Kuthi, isigqibo sasingacingi. Kodwa kuthekani ukuba besingasonwabisi umbono wokudweliswa kwendlu yethu?
UScott Campbell , Umdibanisi ne-RE / MAX United eCedarburg, eWisconsin, ithi kunokuba luncedo ukuthengisa, nokuba bekunganyanzelekanga ukuba ucwangcise ngayo. Ekugqibeleni kwehla kwizinto ezimbalwa - ukuba uzimisele ukufuduka kunye nokuba unyanzelisa njani umnikelo. Imali kunye nemigqaliselo enikezelwayo ingaba yinto nje yokujika komntu ukuba acinge ukuthengisa nokuba bekungacwangciswanga kwasekuqaleni, utshilo uCampbell.
Kutheni ndibona u-9 11 kwiwotshi
Oko utshilo, ucebisa abathengisi abanokubakho ukuba baqhubeke ngononophelo. Nantsi into oyaziyo malunga nendlela yokuphatha isithembiso kwikhaya lakho elingelilo kwintengiso.
Unokwenza ntoni ukuba ufumana iSibonelelo kuMphuhlisi okanye kuMtyali mali
Ayizizo zonke izibonelelo ezivela kubantu abafuna ukusondela kwilungu losapho- ezinye zivela kwimiphetho yendlu abafuna ukuthengisa amakhaya ngemali engaphezulu okanye abaphuhlisi abanezicwangciso zokudiliza ikhaya lakho kwaye balibuyisele endaweni ephezulu.
UJames McGrath, umseki weNew York City-based brokerage broker Yoreevo Abathengisi bahlala befumana izibonelelo ezingaphantsi kwexabiso lemarike- abatyali mali bahlala bebiza ngaloo ndlela ngethemba lokuba abathengisi bafuna imali okanye abazi nje ukuba lixabiso elingakanani na ekhaya. Ukuba unomdla kwisithembiso, kungcono ufumane uluvo lobuchwephesha kwixabiso lekhaya ngaphambi kokuya phambili. Ungalufumana olo lwazi kwi-appraiser, iarhente yokuthengisa izindlu nomhlaba okanye, ngelixa ngokuqinisekileyo ingakulungelanga, nokuba iZillow ingangcono kunento, utshilo uMcGrath.
Kwimeko yonjiniyela, buza imibuzo malunga neenkcukacha kunye nobungakanani bophuhliso olunokubakho. Khumbula ukuba akudingeki ukuba uthengise, kodwa ukuba awunayo kwaye izakhiwo ezintsha zorhwebo ziya kucwangciswa ngeenxa zonke kuwe, ziya kwakha ngeenxa zonke kuwe, utsho uCampbell.
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Omnye umngcipheko: Ukubambelela ngaphezulu kunokubuyela umva ukuba awuthengisi kwangoko. Unokufumana imali encinci ukuba ipropathi iyancipha kwixabiso njengoko ulinde izinto. Umzekelo, ukuba unepasile emxinwa yeepropathi ezitshatileyo phakathi kweemall strip ezimbini, ixabiso lakho lepropathi liya kuba sele liye ezantsi okanye lingabi nalutho njengoko bengasenakwakha ishishini kwipropathi yakho, utshilo uCampbell.
Awunomdla ekuthengiseni? Yiba ngqo kodwa ube nembeko, kwaye yazisa umntu okanye umphuhlisi azi ukuba awunamdla. Musa ukumangaliswa ukuba bayalandela, nangona kunjalo, nangona benikezela ngokusesikweni ukuthenga.
Yintoni omele uyenze ukuba ufumana iSibonelelo kuMntu ngamnye
Ukuba umninikhaya uhlala enkqonkqoza emnyango wakho okanye ethumela ileta, ungalindela ukuba loo mntu ajolise kakhulu kwindawo ethile - kangangokuba baphume indlela yabo yokunxibelelana nomntu owayengacwangcisi ukuthengisa. Kwiimeko ezininzi, uMcGrath uthi, abathengi ngabanye baya kukhuthazeka ukuba bahlawule idola ephezulu.
Ukuba ufumana isithembiso awukwazi ukusala, kusafanelekile ukuba wenze inkuthalo yakho efanelekileyo yokuqinisekisa ukuba ufumana isixa esifanelekileyo kwikhaya lakho (kunye nobunzima bokuhamba ngaphambi kokuba ucwangcise). Ukuba ukuhamba kuphuma etafileni, yiba ngqo kwaye ube nembeko - ngokungafaniyo nabaphuhlisi, abantu kufuneka bafumane umfanekiso awunomdla kuwo.
Yintoni omele uyenze ukuba uthatha isigqibo sokuthengisa
Ukuba uthatha isigqibo sokuya phambili ngokuthengisa ikhaya lakho, unokuyiphepha intlawulo yearhente yokuthengiswa kwezindlu intengiso yabucala . Kodwa nokuba ukhetha loo ndlela, qiniseka ukuba unenkxaso yobungcali. UCampbell ucebisa ukubonisana nommeli wearhente yezindlu okanye igqwetha ukuze ungaphoswa naziphi na iinkcukacha ezibalulekileyo.
11:22 intsingiselo
Ngelixa isenokuvakala njenge-counter-intuitive, unokuqesha iarhente yokuthengisa izindlu nomhlaba ukuze ilawule intengiso egameni lakho kwaye uphephe ezinye zeekhomishini obuya kuzihlawula ukuba ububambe umThengi ekuqaleni ukuba athengise ikhaya lakho, utshilo uMark Washburn, a Realtor nge Ivenkile yaseNaples Condo . Kuya kufuneka uthathele ingqalelo ukusebenza negqwetha lokuthengisa izindlu nomhlaba elinokunceda kubunzima bayo nayiphi na intengiso kwaye linokuyila ikhontrakthi yokuthenga kwaye lincedise nakwimiqathango yothethathethwano. Ukuba unikezela ngokuchasene naye, umzekelo, ukubonisa ikhawuntari yakho kwiletahedi yegqwetha kubonisa ukuba uzimisele malunga nenkqubo yokuthengisa.
Ngelixa ukugcina intwana yemali kwiKhomishini yearhente yokuthengisa izindlu nomhlaba kwakukuhenda, mna nomyeni wam sasingenawo amandla okuzifumana ngokwethu zonke ezo nkcukacha- ke saye sagqiba kwelokuba sibandakanye iarhente ethengisa izindlu nomhlaba. Kithina, ukuphulukana nentwana yemali kwakufanelekile ukuthintela intloko elandelayo. Ndiyabulela ukuthi asikaze sizisole ukususela oko!
