Ukuba ubukela uthotho lweenkqubo zeTV ezijolise ekuthengeni nasekuthengiseni amakhaya, mhlawumbi ufundile okuninzi ngale nkqubo. .
Oku kuyaqondakala, ngakumbi xa ucinga ukuba ungonga malini kwikhomishini yearhente. Kwaye, ukuba ubungukapteni wenqanawa, ungaphatha zonke izigqibo ngexesha lenkqubo. Kodwa iikhosi ezimbalwa zemfundo yabathengi basekhaya azinakukunika iminyaka yamava eearhente zezindlu. Nantsi into yokuqala ekufuneka uyazi ngaphambi kokuba uthathe izintso kwaye uthathe isigqibo sokuthengisa ikhaya lakho ngaphandle kwearhente yokuthengiswa kwezindlu.
Ngekhe ugcine imali eninzi njengoko ucinga.
Ukuqesha iarhente ethengisa izindlu nomhlaba kuya kukuxabisa malunga neepesenti ezintandathu zexabiso lentengiso yekhaya. Kwikhaya le- $ 350,000, yi- $ 21,000 leyo. Kungakuhle ukucheba elo nani kwiinkcitho zakho, akunjalo?
Umbono wokonga amawaka eerandi kwikhomishini ngokuthengisa ikhaya lakho kunokuba sisihendo, kwaye kwabambalwa kunokuba yinto evakalayo, kodwa kuninzi lwabanini bamakhaya umnqweno wokufaka imali eninzi ngokuthengisa amakhaya abo kuya kubabiza , uyacacisa UJo Ann Bauer , Umthengisi kwiColdwell Banker Residential Brokerage eScottsdale, eArizona.
Mhlawumbi ucinga, Ewe umthengisi wezindlu angayithetha loo nto . Kodwa kukho amanye amanani okuyibuyisela. Ngokwe- Umbutho weSizwe weeRealtors , amakhaya athengiswa ngumnini, okanye ii-FSBOs, zihlala zithengiswa ngemali encinci kunentengiso encediswa yiarhente. Ngo-2020, amakhaya athengiswa ngabanini avalwe nge-217,900 yeedola, ngelixa ezo zithengiswa ziarhente zezindlu zivaliwe $ 242,300. Lowo ngumahluko wama- $ 24,400.
Icala lokuthengisa indawo yakho ngokwakho, kwingxelo, ligcina ixesha. I-FSBO ithengiswe ngokukhawuleza kunamakhaya athengiswa ziiarhente ngo-2020 ukuya kwiipesenti ezingama-77 zamakhaya e-FSBO athengiswe kwisithuba esingaphantsi kweeveki ezimbini. Kodwa i-NAR ibonisa ukuba kungenxa yokuba amakhaya ayehlala ethengiselwa umntu umthengisi amaziyo.
UJonathan de Araujo, umrhwebi kunye nomlingane kwi Iqela leVantage Point eLexington, eMassachusetts, uthi akakholelwa ukuba ukuthengisa ikhaya lakho ngaphandle kwearhente ngumbono ombi konke abathengisi - kodwa kusenokwenzeka ukuba licebo elibi uninzi abathengisi. Zintathu izizathu zokuba kutheni.
Okokuqala, kukho amaxabiso. Esinye sezizathu onokuthi ungazenzi kangako sinxulumene nesicwangciso sakho sexabiso esinokubakho. Uza kulibeka njani ixabiso elifanelekileyo lokuthengisa? Ngelixa iiwebhusayithi ezininzi ezithengisa izindlu ezithengisa izindlu zinika uqikelelo olukhawulezileyo lwexabiso lekhaya lakho, oku yi-algorithm nje- hayi uthelekiso olwenziwe uphando lwamanye amakhaya afanayo kwindawo ohlala kuyo, utshilo uBauer. Ngapha koko, uthi ezo ntelekelelo zikhawulezileyo zenziwa ukubaxwa, ezinokubangela ukuba ugcwalise indlu yakho. Usenokuba sele uyazi ukuba kwenzeka ntoni kumakhaya anexabiso eliphezulu: akukho nto. Bayadinwa kwimarike njengoko abathengi bekhetha ngakumbi amaxabiso afikelelekayo. Kuphantse ukuqesha iarhente ukuze uqiniseke ukuba ikhaya lakho lixabiso elifanelekileyo, utshilo uBauer.
Nokuba awuqeshi iarhente, kuya kufuneka uqeshe igqwetha ukuba lihambe kuzo zonke iikhontrakthi zakho. Oku kuyakukudla imali, nawe. Okwangoku, esi ayisosizathu sodwa sokungafumani mali ininzi njengoko ucinga. Kuya kufuneka uzilungiselele ukubeka umsebenzi oyimfuneko ukutsala abathengi abafanelekileyo. Ukuncamathela uphawu kwiyadi yakho engaphambili ngekhe kuvelise ukugcwala kunye nomdla onethemba lawo, ulumkisa uBauer. Umnini unoxanduva lwentengiso, iifoto, inkcazo yepropathi, imibuzo, izindlu ezivulekileyo, imiboniso kunye nokuhlola abathengi abanokubakho.
Emva koko kukho ishishini lokubhenela kubathengi. Abathengisi kufuneka baqonde ukulunga kunye nokubi kwepropathi yabo, kwaye bazi ukuba yintoni eya kuphazamisa abathengi kwaye ibacime, utsho UBrett Ringelheim , Ummeli wearhente yokuthengiswa kwezindlu kunye neCompass eNew York. Nangona kunjalo, ekubeni abaninimzi bavame ukugquma ngaphaya kweentsilelo zamakhaya abo, oku kunokuba ngumceli mngeni. Ukuba nomntu ongakhethi cala ukunceda kunokuba nokudibanisa. Amaxesha amaninzi, abathengisi ekugqibeleni bayaqonda ukuba kungcono bachithe nje iipesenti ezine ukuya kwezintandathu zexabiso lentengiso kwaye baqeshe iarhente ebenzela konke oku, utshilo uRingelheim.
Ukuba uthengisa kumntu omaziyo, ukuthengisa kunye nokubhenela kubathengi abanokubakho kunokuba kungafuneki. Kodwa wena ndiza kuthanda kufuneka uthethathethane nomthengi nokuba ungubani na. Ke u-Araujo ubuza umbuzo obalulekileyo: Ngaba ungathetha-thethana kunye nearhente egameni lakho? Impendulo inokuba ngu-ewe, kodwa yinyani- ayinguye wonke umntu ozelwe ngokuxoxisana, utshilo.
