Imikhwa eli-100 eyoKonga ukuPhila ngayo, ukuba uzama ukugcina imali

Zininzi iindlela zokonga imali. Unokufumana iindlela ezinkulu zokugcina imali enkulu (njengokunciphisa ngokuncomekayo indlu encinci okanye imoto enye), okanye uthathe utshintsho oluncinci lwexeshana (njengokuzama umceli mngeni wokungachithi). Kukho isicwangciso-qhinga seepenny sokutshatisa nasiphi na isitayile sobuntu okanye injongo yokonga.

Kodwa eyona ndlela inegalelo ekuphuculeni imbonakalo yakho yezemali ayisiyiyo yexesha elinye, isisombululo sohlobo lwebhendi. Kukulungiswa okucothayo kokwamkela imikhwa yokuphila engazinzanga. Awuyi kugcina i-fortune-ubuncinci kungekudala - kodwa ukuba uthatha utshintsho oluncinci, uyakuqokelela ikhephu lokonga elizakukubeka ebomini.

Nalu uluhlu lwe-mega lwezinto ezithile, ezinokuthi zenziwe onokuthi uzenze xa uzibophelele ekongeni nkqu neesenti ezidibanisa ngokuhamba kwexesha:

(Ityala lemifanekiso: Joe Lingeman)

Ekhitshini

• Pheka ukutya endaweni yokuphuma.
• Phinda kabini ukutya okuphekileyo kwaye umise kangangesiqingatha.
• Gcina imvuthuluka yenkukhu kunye nemvuthuluka yemifuno ukuze uzenzele eyakho inyama yenkukhu.
• Yenza eyakho isaladi yokunxiba.
• Yenza iti yakho enomkhenkce.
• Yenza ilamunade yakho.
• Yenza iipopsicles zakho.
• Musa ukuthenga amashwamshwam asele epakishiwe; Wahlule ngokwakho.
• Sebenzisa ibhokisi yasemini enokuphinda isebenze endaweni yeeplastiki.
• Gcina imali kwibhotile yamanzi esemgangathweni endaweni yokuthenga amanzi asebhotileni.
• Jikelezisa isosi engaphezulu ngamanzi kancinci ukuze uphume xa upheka.
• Yiya kwifriji yakho ngeveki ukuze usebenzise okanye ubambe nantoni na enokuba imbi.
• Zive ukhululekile ngokutya okungabizi kakhulu kweminqatha ukuze ugcine kwiindleko zenyama.
• Isicwangciso sokutya .
• Khulisa amayeza akho.
• Khulisa eyakho imifuno.
• Bhaka kwaye uhombise amaqebengwana akho okanye iikeyiki zakho kwimibhiyozo.
• Hlamba ilethisi yakho (kunokuba uthenge i-pre-washed).
• Sika iiveggies zakho (kunokuba uthenge ukusikwa kwangaphambili).
• Pheka iinkukhu ezipheleleyo kunokuthenga iinkukhu.
• Yolula inyama ngokwenza isuphu, iipasta kunye nezitya ngayo.

(Ityala lemifanekiso: Ashley Poskin)

Ukulungiswa ngobuqhetseba

• Khusela ifowuni yakho ngecala elifanelekileyo.
• Lungisa iikawusi zakho.
• Sula iqhosha kwakhona.
• Gcwalisa iingxowa zesikhumba, izipaji, izihlangu, njl.
• Lungisa izihlangu ezaphukileyo.
• Ukucoca nzulu ikhaphethi ukulungele ukuphosa.
• Phinda ugqume into yokuhombisa.
• Sebenzisa i-de-piller ukwenza iimpahla zibonakale zintsha.
• Coca iidreyini zakho ukuthintela imiba yemibhobho exabisa imali eninzi.
• Gcwalisa itafile yakho eyonakeleyo.
• Polish kwaye ucoce izihlangu zakho zesikhumba.
• Phinda ubeke izihlangu zakho ezindala.
• Thenga izinto ezintsha ezifakwa izihlangu zakho.
• Idayi yaphela okanye yambathisa impahla kunokuba uyiphose.
• Funda izakhono ezitsha ukuze ukwazi ukwenza eyakho imoto elula kunye nolungiso lwasekhaya kunye nemisebenzi yolondolozo.

(Ityala lemifanekiso: Amelia Lawrence)

Hlaziya kwakhona kwaye uphinde usebenze kwakhona

• Sebenzisa iibhokisi (izihlangu, isiriyeli, njl. Njl.) Ukugcina endaweni yokuthenga izikhongozeli.
• Sebenzisa amanzi xa uhlamba iletisi ukunkcenkceshela izityalo zakho.
• I-sauce ephindayo okanye iingqayi zokugcina izinto.
• Gcina ikofu eseleyo yokwenza ikofu enomkhenkce.
• Umgquba ozenzela owakho umhlaba ochumileyo.
• Sebenzisa indawo yekofu njengesichumisi.
• Sebenzisa iviniga emhlophe ecoliweyo ukucoca.
• Sebenzisa i-baking soda ukucoca.
• Sebenzisa isepha yesitya ukucoca.
• Sebenzisa amadlavu — enziwe ngeempahla ezindala okanye ngelineni — kunokuba usebenzise iitawuli zamaphepha.

(Ityala lemifanekiso: Unyango lukaChristine Han / lweeNdlu )

Fumana ezinye iindlela ezingalondoloziyo

• Sebenzisa ilayibrari yeencwadi, iimuvi, iincwadi ze-e, kunye neencwadi ezimanyelwayo.
• Yenza udonga lobugcisa ngamaphepha encwadi.
• Yenza abantwana bezityalo endaweni yokuthenga izityalo ezitsha.
• Yenza abantwana bezityalo njengezipho.
• Sebenzisa ipeyinti yokutshiza ukutshintsha umbala wezakhelo / izibane / ifanitshala encinci / iimbiza zezityalo.
• Zinike i-pedicure endaweni yokuya esalon.
• Ukutshintsha ukubamba umntwana kunye nomhlobo kunokuhlawulela ukhathalelo lwabantwana.
• Zenzele ezakho izinto zokucoca iglasi.
• Cwangcisa ukuhlala endaweni yeholide kulo nyaka.
• Thatha eyakho imifanekiso yesikolo kunokuhlawulela iphakheji.
• Thatha uhambo lwendlela endaweni yokubhabha.
• Yahlula isidlo endaweni yokuthenga ii-entrees ezimbini xa usitya ngaphandle.
• Musa uku-odola iziselo ukuba uyatya ngaphandle.
• Soloko ufumanisa ukuba abantwana batya ukutya simahla xa besitya nabantwana bakho.
• Qalisa izityalo zakho kwimbewu.
• Gcina imbewu kwiintyatyambo zakho zokutyala kunyaka olandelayo.
• Hlamba imoto ekhaya.
• Ukuzivocavoca ekhaya kunokwenza umthambo.
• Yenza ubuhlobo kunye nabamelwane bakho kwaye nincedane ngokuboleka kunye nezixhobo zokuboleka, ukubukela izilwanyana zasekhaya xa uphuma edolophini, njl.
• Thatha ithuba ngeenkqubo zasimahla zoluntu ezinje ngobusuku beemovie zangaphandle, iiklabhu zencwadi yamathala eencwadi, njl.
• Cinga nge-wardrobe ye-capsule.

(Ityala lemifanekiso: Ashley Poskin)

Ukusetyenziswa koLwazi

• Cima izibane.
• Sikhulule isixhobo esingasetyenziswanga.
• Cima ubushushu.
• Cima i-A / C.
• Qhuba izixhobo zakho ebusuku .
• Hlamba iimpahla zakho emanzini abandayo.
• Sebenzisa umjikelo we-turbo kwi-washer yakho nanini na unako.
• Hlala wome kangangoko ukunqanda iindleko zokomisa.
• Cwangcisa ixesha kwimvula yakho.
• Ukuhlamba izandla ukutya okulondoloze ubomi babo.
• Sika iityhubhu zescreen selanga, izithambiso kunye nelotion ukuze usebenzise yonke into.
• Qhuba umda wesantya ukuya yonga kumafutha kwaye uphephe amatikiti ahamba ngesantya esiphezulu.
• Gcina amavili akho Unomoya ngokufanelekileyo Ukwandisa ukusebenza kwepetroli.
• Tshintshela kwiibhalbhu zokukhanya ze-LED.
• Qinisekisa ukuba ikhaya lakho longa umbane ngokujonga izitywina zomoya ezijikeleze iifestile neengcango.

(Ityala lemifanekiso: Joe Lingeman)

Chitha kwaye uthenge ngeSmart

• Thenga kuphela xa unoluhlu lwezinto engqondweni kwaye ungaphambuki kuluhlu.
• Thenga iimpahla esele zisetyenzisiwe xa kunokwenzeka.
• Sebenzisa iivenkile zokuthenga ukongeza amanqaku eemayile.
• Soloko uhlawula imali eseleyo kumakhadi akho etyala.
• Uhlahlo lwabiwo-mali, uhlahlo-lwabiwo mali.
• Rhoxisa yonke imirhumo engeyomfuneko, eyidijithali kunye neyomzimba.
• Jonga ujikelezisa imali kwiindidi zamakhadi akho etyala.
• Sebenzisa inkqubo yemvulophu eyimali.
• Yenza imbuyekezo yakho ASAP ukuze ungalibali ngayo.
• Soloko ubuza umdlalo wexabiso, xa kufanelekile.
• Jonga amatikiti ngaphambi kokuthenga into.
• Bundundle iindlela zakho ukuphelisa ukuqhuba ngokungeyomfuneko.
• Thenga iimoto esele zisebenzile.
• Xa kunokwenzeka, tyala imali kwimveliso esemgangathweni ehlala ihleli.
• Cinga ukuthenga izinto ezihlaziyiweyo. Umzekelo, ilaptop ehlaziyiweyo, umxube wokuma, umenzi wekofu, isicoci sokucoca njl njl.
• Thenga ngobuninzi xa isenza ingqiqo (ukuthengisa, iindleko zitshiphu, unendawo yokugcina, njl.
• Sebenzisa iinkampani ezibuyisa imali njenge Ebates okanye Ibotta .
• Unayo kwaye ugcine ingxowamali engxamisekileyo yeendleko ezingalindelekanga.

Ukudibana kweShifrah

Umnikeli

Ngabantwana abahlanu, uShifrah ufunda into okanye ezimbini malunga nendlela yokugcina indlu icwangciswe kakuhle kwaye icocekile ngentliziyo enombulelo ngendlela eshiya ixesha elininzi kubantu ababaluleke kakhulu. UShifrah ukhulele eSan Francisco, kodwa uye waxabisa ubomi beedolophu ezincinci eTallahassee, eFlorida, ngoku ayibiza ngokuba likhaya. Sele ebhale ngokugqibeleleyo iminyaka engamashumi amabini kwaye uyayithanda indlela yokuphila, ukugcina imemori, ukwenza igadi, ukufunda, kunye nokuya elwandle kunye nomyeni wakhe kunye nabantwana.