Kutheni le nto aba bantu baseNew York bengahlawuli rhafu (kwaye ungayenza njani nayo)

Ngokufana nokufumanisa isoka lakho elitsha liyindlalifa kwitrone yelizwe elincinci laseYurophu, ukuhlala ubomi ngaphandle kwerenti yinto uninzi lwethu oluya kuphupha ngayo. Kodwa kukho abantu bokwenyani, bokwenyani, abaphila obo bomi — abatya, balale kwaye basebenze kwiinqila ezintlanu ngaphandle kokuchitha imali abayisebenzele nzima kwigumbi labo.

Benza njani? Baye bakwazi ukusebenzisana ngokukhetha imali eyimali enzima kunye nokusika umntu ophakathi. Apho uninzi lwethu lusebenza ngokurhweba ngemali emva koko sitshintshele loo mali kumnini-mhlaba siwuqeshisile, ezi bohemians zithengisa umsebenzi ngokuthe ngqo kwirente. Ngamafutshane, bayatshintshiselana.

Ebutsheni balo nyaka, i INew York Times iprofayile UJohn McGill oneminyaka engama-57 ubudala osebenza ngamaplanga, umzobi kunye nomlungisi jikelele ophilileyo ohlala kwirente eNew York City (ikakhulu kwindawo yeRed Hook eBrooklyn) ngaphezulu kweminyaka eli-10. Akusoloko kwindawo enye-ubomi bokungahlawulisi zifuna ukuguquguquka okuninzi-kodwa kuhlala kunexabiso elifanayo. Ubambisa umsebenzi wokhuni, ukulungisa, iinkonzo zomntu ophethe ngesandla kwaye ngamanye amaxesha umsebenzi wakhe wobugcisa utshintshisa ngendawo yokuhlala:

Ukufumana intsingiselo yengqekembe yeengelosi

Ngandlel 'ithile, ungumhambi ohambahambayo, uhlala kwindawo yethutyana nakweyiphi na into efunwa siso. Kwaye oko kunokuthetha ukutshintsha phakathi kwalo naliphi na inani leenkampu ngaphezulu kwenyanga, utshilo. Indawo yakhe yangoku ye-Camp Base engu-1 ikumgangatho ongaphantsi kwesakhiwo esincinci esikwisithili sase-Columbia Waterfront. Esi sakhiwo, utshilo, sineminyaka eli-110 ubudala, ke oko kuhlala kufuna umsebenzi.

Nangona ulungelelwaniso lukaMcGill lungaqhelekanga, ayisiyiyo into eyodwa. Ijenali yeWall Street yakwazi ukulandelela Isibini saseNew York senza into efanayo , umsebenzi wokurhweba ngerente. Kukho umculi oneminyaka engama-25 ubudala ochitha ixesha lakhe ehamba kukhenketho kunye nenxalenye yexesha lokuhlala ezindlini, ukuhlala izilwanyana kunye nokuhlala nabahlobo. Kwaye umntu oneminyaka eyi-29 urenta igumbi eBrooklyn kwaye ufumana i-20 yeedola kwirente nganye ayichitha kwimisebenzi efana nokunceda umninindlu athengise ifanitshala, akhe iwebhusayithi kwaye amfundise ukusebenzisa ikhamera yakhe. Ayisiyohambo olupheleleyo, kodwa ngokuqinisekileyo iyanceda ukuhlawula amatyala.

Ungayitshintsha njani kwaye uyihlawule ngaphandle kweRhafu

Ubomi obungahlawulelwa rhafu abungabo bonke abantu. Kodwa isenokuba yeyakho.

Buza Umnini-mhlaba

Usenokuba sele usondele kufutshane nephupha kunokuba ucinga. Umntwana oneminyaka engama-29 ubudala obhalwe kwiWall Street Journal waqalisa umsebenzi wakhe wokuqeshisa ngesibheno esilula: [Waye] wafumana umbono wokuxoxisana nomnini-mhlaba emva kokuba engaphumelelanga ukuzama ukunikezela iinkonzo zakhe ukuze anciphise ngaphezulu. ngaphezulu kwe- $ 100,000 kwityala lemali mboleko yomfundi. Nangona inkampani ebolekisa ngemali ingazange ivume, wacinga, 'Kutheni ndingabuzi umnini-mhlaba?'

Jonga iinketho zakho

Ukuba uzimisele ukufuduka kwaye mhlawumbi ungene kwisivumelwano sokuphila esingaqhelekanga, unetoni onokukhetha kuyo. I-Kiplinger yaqokelela izixhobo zokufumana iindawo onokuhlala kuzo ngaphandle kwirente , Ukusukela ekubeni ngababini okanye ukuhlala kubomi basezifama, kwaye nokufumana ukungafumani nzuzo okunokukufanisa nabantu abadala bendawo yokuhlala abangenanto abafuna uncedo lwasekhaya kunye nenkampani.

Yazi Imigibe

Yonke intyatyambo inameva ayo, ewe. Amalungiselelo okuhlala ngokungaqhelekanga awanikeli ngokhuseleko olufanayo nolwalamano oluqhelekileyo lomqeshi. Kwaye ukuba ulungiselelo lwakho lokuhlala lushiya imikhondo embalwa-ngokungathi awunayo isivumelwano soqeshiso esisesikweni okanye igama lakho kwizinto eziluncedo-kuya kuba nzima (okanye kusenokwenzeka kungenzeki) kuwe ukungqina idilesi yakho okanye ukuhlala kwakho xa uyifuna. Ungalibali ukuba uMalume uSam unqunyulwe, naye: Ukurhweba ngobuchwephesha kuyindlela yengeniso kwi-IRS, ke ukuba udlala ngeencwadi, kuya kufuneka unike ingxelo ngesaphulelo sakho serente njengengeniso.

Ngaba ungaphila ubomi obungenarhafu? Ngaba ukhe walinganisa ixesha lakho lokurenta?

UTaryn Williford

Indlela yokuphila UMlawuli

UTaryn ngumntu wasekhaya waseAtlanta. Ubhala malunga nokucoca kunye nokuphila kakuhle njengoMlawuli weNdlela yokuPhila kwiTherapy Therapy. Usenokukunceda ukuba uchithe indlu yakho ngomlingo wencwadana yeendaba ye-imeyile. Okanye mhlawumbi uyamazi kwi-Pickle Factory Loft kwi-Instagram.