Kuthetha ntoni ukuqala kweKhaya?

Xa untywiliselwa kwilizwe lokuhlala kunye nomhlaba okokuqala ngqa, kukho amagama kunye namabinzana amaninzi aboshwe malunga nokwenza ukuba intloko yakho ijikeleze. Elinye lala mabinzana kukuqalisa ekhaya. Kodwa ungakhathazeki. Le nto ithetha ukuba ifana ncam nokuvakala kwayo- ukuthengwa kokuqala komntu ekhaya (ngenjongo yokuthenga okwesibini ekhaya) kunye nokuqala kwabo njengomninikhaya. Nangona kunjalo, sibuze iingcali ezininzi zokuthengisa izindlu nomhlaba ukuba zichaze lo mbono ubonakala ulula nangakumbi.

Ukuqala kwikhaya akunakuba linyathelo elikhulu ukusuka kwirenti yakho yangaphambili.

Nangona ukuqala kwikhaya kunokuba linyathelo eliphambili lezemali lomntu okanye isibini, isenokungabi lukhulu kakhulu ekumkeni ngentlawulo yenyanga, ubungakanani, kunye nendawo yokuhlala kwikhaya labo langaphambili eliqeshisayo ngenxa yokunqongophala kwemali. Ikhaya lokuqalisa lijongwa njengenye oya kuthi uguqukele kuyo ukusuka kwipropathi yokurenta, UGreg Vladi, iarhente eTriplemint yokuthengiswa kwezindlu eNew York City , utsho. Ngokubanzi, oku ngokusondeleyo kunxulumene nento umthengi awayeyiqesha ngaphambili.

Inombolo yengelosi eyi-1234 enentsingiselo

Ihlala ineendleko eziphantsi zokuthwala.

UVladi uthi iiarhente ezithengisa izindlu nomhlaba ziya kuyithengisa ipropathi njengendawo yokuqala ekhaya kuba isezantsi iindleko zokuthwala , Zonke ezi ziindleko ezinxulunyaniswa nokuba ngumnini wepropathi, njengokubambisa, i-inshurensi, irhafu yepropathi, izixhobo, iindleko zokugcina, njl.

Isenokungabi likhaya lakho lamaphupha, kodwa akufuneki uligcine ixesha elide.

Ngenxa yokuba ukuqala kwekhaya yinto yokuqala yokuthengwa kwezindlu nomnye umntu, ngamanye amaxesha ayisiyombono wabo wekhaya lamaphupha kuba uhlahlo-lwabiwo mali lilinganiselwe, utsho U-Lucas Callejas, okwangummeli we-Triplemint.

Nangona kunjalo, oko akuthethi ukuba umntu kufuneka abambelele kuyo ngonaphakade-okanye ayeke ukwenza inzuzo entle. Ukukhetha indlu efikelelekayo okanye indawo kwindawo elindelekileyo kuphuhliso olutsha kule minyaka ilishumi izayo kunokuba lutyalomali olukhulu-nokuba uhlala apho iminyaka emihlanu ukuya kwesixhenxe kuphela, utsho uCallejas. Umzekelo, omnye wabathengi bakhe wathenga ikhondomu eHarlem ngama-330,000 eedola ngo-2012 kwaye wayithengisa kulo nyaka nge-670,000 yeedola, engaphezulu nje kwe-100% yokubuya. Ngelixa le ndlela ifuna ithamsanqa, kunokuba lula kwizixeko ezikhulu ezicinezelwe indawo, njengeNew York neSan Francisco.

Ukukhetha ukuqala kwekhaya sisigqibo esisebenzayo kunye neemvakalelo.

Ndicinga ukuba ukuqala kwikhaya kuthetha ukuba indawo yokungena kwintuthuzelo yomthengi kunye nolonwabo lwexesha elide, utsho UJessica Swersey, iarhente eneWarburg Realty kwi Isixeko saseNew York. Ukholelwa ukuba sisigqibo esenziwe ngentloko (okt, ukusebenza kunye nengqiqo) kunye nentliziyo (okt, imvakalelo kunye nethuku).

Intloko yomthengi ibaxelela ukuba utyalomali lwangoku kwikhaya lokuqala yindlela yokukhulisa ubutyebi kwikamva. Bayayiqonda into yokuba, kuthengiso lwekhaya labo lokuqala, inzuzo inokuphinda ibuyiselwe kwikhaya elilandelayo elikhulu nelingcono, utshilo.

lithetha ntoni 10 10 10

Okwangoku, intliziyo ineemfuno zayo ngokunjalo: Nangona indawo yokuhlala yokuqala isenokungabi yindawo yokuhlala amaphupha abo exesha elide, kufuneka bahlale apho kwaye bakhule ubomi apho okwangoku, utshilo uSwersey. Intliziyo ifuna indawo yokuqala ukuba izive njengekhaya.

Umzekelo, ukhumbula umthengi owayefuna ukuthenga iflethi e-Williamsburg, eBrooklyn, ngenjongo yotyalo-mali olukhulu kunye nokuthengisa amandla kwakhona. Kodwa xa siqhubeka nokukhangela, waqonda ukuba kubalulekile ukuba uyasithanda isithuba ahlala kuso, nokuba uza kuhlala iminyaka emithathu, utshilo. Ekugqibeleni, wagqiba kwipropathi eyahlukileyo-esebenzisa intloko nentliziyo yakhe. Wayenombulelo kuba wayenako ukukhula emalini ekukhuleni kwakhe nothando lwekhaya lakhe ekupheleni kosuku.

U-Chelsea Greenwood

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