Emva kokwenza ulungiso olukhulu ekhayeni lam, bendifuna ukumisela imbuyekezo yethu kutyalo-mali, ukuba kuninzi kangakanani esinokukwenza ngaphambi kokuba ipropathi yethu iphuculwe, kwaye ukuba kufanelekile ukujonga ukuphinda unike imali. Ke ndiye ndajika ndaya kummeli wearhente yokuthengisa izindlu nomhlaba, uGarrett Ackles Ingqungquthela eLouisville, eKentucky, kuqikelelo olubi phambi kokuba siye kuqikelelo olusemthethweni. Ngokubanzi, xa ufumana uvavanyo, iza namaphepha ekunzima ukuwatshekisha ngejogal yezindlu. Khawufane ucinge indlela endothuka ngayo xa uAckles andinika inombolo ethe ngqo kunye nenkcazo phantse nabani na anokuyiqonda.
Ngelixa uninzi lweearhente ezithengisa izindlu zithengisa ixabiso leedola kwisikwere seenyawo, ii-Ackles zikhetha-ubuncinci kwimeko yam nakwindawo yethu-ukulinganisa iipropathi kwisikali esineenkwenkwezi ukuya kwezintlanu. Ngokusisiseko, ujonga iipropathi kubumelwane, abone ukuba baya ngantoni kwaye enze iibrakethi ezintlanu ezahlukeneyo: Iipropathi eziphantse ezingaphiliyo zezinye zeepropathi zeenkwenkwezi, kunye ne-top-of-line, iipropati zasekhaya zephupha zizintlanu iipropathi zeenkwenkwezi, kunye nexabiso lendlu eliphakathi kwindawo njengepropathi yeenkwenkwezi ezintathu.
Ukuyijonga ngale ndlela, ndinokuchonga ngokulula uhlobo lomthengi kunye nexabiso lamaxabiso abanokuthi bahlawule ipropathi, utshilo uAckles. Singanikezela ngexabiso elifanelekileyo kwinqanaba lesikwere kwinqanaba ngalinye 'lodidi' lwenkwenkwezi kwindawo encinci. Uye wathi le ndlela imvumela ukuba alawule ngcono umahluko.
Undixelele ukuba xa sasiqala ukuthenga ipropathi yethu, wayeza kuyibeka njengenkwenkwezi ephantsi: Inokubakho, yayinokuphila, kodwa yayikudinga uhlaziyo. Sihlawule i $ 200,000 ngayo, okanye malunga ne- $ 50 ngeenyawo zenyawo nganye. Ke, xa senza uhlaziyo lokuqala ngokubanzi (njengokufaka umoya ophakathi, iitoni zohlaziyo lwezithambiso, kunye nomsebenzi wamanzi esiswini kumgangatho wesithathu owoyikekayo), wathi sitsibe kwikhaya leenkwenkwezi ezintathu eziphakathi ukuya phezulu. uqikelelo lwethu ukuya kuma- $ 85 iinyawo eziskwere ukuya kuma- $ 95 iinyawo ezisikwere.
Kwaye wayechanile! Xa sasine-apreyizali esemthethweni, ikhaya lethu laxabiswa nge- $ 350,000 emva kohlaziyo lwethu lokuqala.
Ke senze ulungiso olungakumbi-ukuvuselela ikhitshi lethu, iphekeji, kunye nendawo yokuhlambela (athe uAckles wasixelela ukuba ziya kuthakazelelwa ngokubonakalayo kwaye zisebenze ngumthengi ophakamileyo.) Usixelele ukuba ezi renos zisishukumisele kwinqanaba eliphezulu leenkwenkwezi ezine ukuya kwezine. Ngokusekwe kwiipropathi ezinokuthelekiswa kwendawo, esisizisele ukuya kuthi ga kwi-110 yeedola ukuya kwi-115 ngeenyawo zenyawo, okanye phakathi kweedola ezingama-429,000 ukuya kwii-448,000 zamaRandi.
Sigqibe kwelokuba kufanelekile ukuxhaswa kwakhona kwaye ndafumana uvavanyo lwaseburhulumenteni. Kuthe kanti, wayenyanisile kwakhona — nangona wayegcina indalo nje kancinci — kwaye ikhaya lethu lalixabisa ii- $ 475,000.
Sisacwangcisa ezinye uhlaziyo oluncinci ukuqhubela phambili ukuphucula umlinganiso wethu, kodwa ii-Ackles zisixelele ukuba indlu yethu iya kuba nakho ukufikelela kwinqanaba eliphakathi leenkwenkwezi ezine, okanye malunga ne- $ 125 ngenyawo lesikwere, kuba lelona xabiso liphezulu linokubakho. ipropathi yethu, ngenxa yendawo esikuyo kunye nokusebenza ngokubanzi. Nangona sinokongeza lonke uphuculo kwipropathi yethu, kunembuyekezo encinci kuphela kutyalo-mali esiza kuyifumana.
Njengomthengi ongavumiyo ukuhlawula imali 'yeenkwenkwezi ezintlanu' kwihotele ekumgama omalunga nolwandle, andicingi ukuba ikhona into onokuyenza-okanye nayiphi na imali onokuyisebenzisa-ukuya yenza le ndawo ibe neenkwenkwezi ezintlanu, utshilo u-Ackles.
Ewe, indlela ka-Ackles ayiqhelekanga, kodwa indlela engemva kwayo iqhelekile kubathengisi bezindlu. Ngelixa I-Einat Ibha , Umthengisi wezindlu kunye neCompass eBrooklyn, eNew York, uthi akazange enze inkwenkwezi, yena kunye noogxa bakhe ngokubanzi benza amaxabiso eepropathi zemeko nendawo kwindawo kwisikali esineepropati ezinokuthelekiswa kwintengiso kunye nentengiso yakutshanje. Nangona kunjalo, ayizizo zonke iiarhente ezenza oku. Ibha iyaphawula ukuba ezinye iiarhente kwisiXeko saseNew York zinamathela ngokungqongqo kwixabiso ngovavanyo lweenyawo zenyawo nganye.
Konke oku kuthetha ukuba ngokuqinisekileyo akufuneki utsibe uvavanyo olusemthethweni ukuba ujonge ukuthengisa ngamanye amaxesha kungekudala okanye ukucoca-kodwa ndicinga ukuba iqhinga lika-Ackles lindincede kakhulu xa ndizama ukufumanisa ukuba loluphi ulungiso ekufanele ukuba lwenziwe kwaye zingakanani izinto abaza kuzongeza kwixabiso lokuthengisa kwakhona ekhaya.
