Into eNye akufuneki uyenze ukuba awunakho ukuhlawula irhafu

Ukuba ufumene ityala lerhafu ongenakukufikelela, awuwedwa. Ngoku ka Idatha ye-IRS ukusukela ngo-2019, amaMelika anetyala elingaphezulu kwe- $ 125 yezigidigidi kwirhafu engahlawulwanga, inzala, kunye nezohlwayo phakathi kuka-2018 no-2019. Nokuba utsiba iintlawulo okanye awubambanga ngokwaneleyo, imeko yakho ingangcono kunokuba ucinga.

Sukuba noxinzelelo kuba unokhetho, utshilo uNayo Carter-Grey, EA, umseki we Inyathelo lokuqala lweAccounting eBaltimore, eMaryland. Kodwa kufuneka ufake ifayile yakho yerhafu kuqala. Nje ukuba ufake ifayile, kukho ukhetho ukubuyela endleleni.

Kodwa nantoni na oyenzayo, sukutsiba umhla obekiweyo werhafu .

Nangona kunokuba kulinga ukweqa ukugcwalisa ukubuya kwakho, iingcali zithi le yimpazamo enkulu. Ukuba ucinga ukuba unetyala kwaye uza kuba nebhili enkulu, fayilisha ukubuyiswa kwerhafu ngexesha, uCarter-Grey ucebisa. Kukho isohlwayo onokuthi usiphephe xa ufaka ifayile ngomhla obekiweyo.

I-IRS ibiza isohlwayo sokungaphumeleli kwifayile yembuyekezo efakwe emva komhla wokugqibela werhafu okanye ulwandiso. Umrhumo yipesenti ezintlanu zerhafu yakho engahlawulwanga ngenyanga, ifakwe kwiipesenti ezingama-25 bade bafumane imbuyekezo yakho. (Ngokuthelekisa, isohlwayo sokuhlawula ukuhlawula sincinci kakhulu kwiipesenti ezi-0.5 ngenyanga.)

Inye into eyahlukileyo, nangona kunjalo. I-IRS inokurhoxisa isohlwayo sakho emva kwexesha kuyo Ixesha lokuthotywa kwezohlwayo zokuqala ukuba uhlangabezana nale mithetho ilandelayo:

ukubaluleka kokomoya kwama-333

1. Uneminyaka emithathu yokugcwalisa ngexesha kunye neentlawulo.
2. Uzigcinile zonke iingxelo zakho zerhafu ezifunekayo.
3. Uhlawule irhafu ngenxa okanye usete isicwangciso sentlawulo.

Ukuba ulungele ukukhaba isicwangciso sakho sokuhlawula ityala, Nazi iindlela ezine ezivunyiweyo ze-IRS zokuqalisa.

Ityala: UCarina Romano

Inketho # 1: Izicwangciso zokuhlawula

Ityala lerhafu linokubothusa, ngakumbi xa kuvela ileta evela kuMalume uSam. Ngethamsanqa, i-IRS ibonelela ezimbini izicwangciso zentlawulo ukuyenza ifikeleleke ngakumbi:

• Isicwangciso seNtlawulo seXesha elifutshane: Ukuba unetyala elingaphantsi kwe- $ 100,000 kwaye unokuhlawula intlawulo kwiintsuku ezili-120, ungasayinela isicwangciso sokuhlawula sexeshana elifutshane. Akukho mrhumo wokusetha.

• Isicwangciso seNtlawulo sexesha elide: Isicwangciso sexesha elide sokuhlawula, okanye isivumelwano sezavenge, sinokukhetha ukuba unetyala le- $ 50,000 okanye ngaphantsi. Imirhumo yokuseta iyi- $ 31 yeentlawulo ezizenzekelayo okanye i- $ 149 ngaphandle kwetyala elithe ngqo, ngokuzikhethela ukuhlawula umrhumo kubantu abenza ngaphantsi kwama-250 eepesenti zenqanaba lentlupheko yomdibaniso.

Ngokubanzi, i-IRS ifuna ukuba uhlawule ityala kwiminyaka emihlanu, utshilo uCarter-Grey. Kodwa lumka, uya kuhlala unyanzelisa isohlwayo kunye nomdla de ibhalansi yakho ibe yi- $ 0.

Inketho # 2: Nikezela ukuhlawula kancinci

Ukuba ukhe waphulukana nomsebenzi, iindleko zonyango zonyango, okanye olunye ungxamiseko, i-IRS iyakuqonda kwaye inokusebenza nawe. Uthethathethwano, lubizwa ngokuba ngu nikela kwisivumelwano , unokuyihlawula ityala lakho lerhafu, kodwa ayinguye wonke umntu oya kufaneleka.

Banokulwamkela uncedo lwakho kwezi meko zilandelayo:

lithetha ntoni inani u-999

1. Kukho impikiswano malunga nokuba unetyala elingakanani.
2. Ingeniso yakho kunye neeasethi ziphantsi kakhulu ukuba ungalihlawula ityala lakho.
3. Ukuhlawulwa kungadala ubunzima bezoqoqosho okanye kungabi nabulungisa kwaye kungalingani.

Unomdla wokuba uyafaneleka? Qala ngokufaka ulwazi lwakho kwi Mnikelo wokuNgqinisisa kwi-Pre-Qualifier . Unokufunda ngakumbi malunga nokukhetha, kunye nendlela yokufaka isicelo Apha .

Ukhetho # 3: Misa ingqokelela

Ukuba unengxaki yokugubungela iziseko, kunokwenzeka ukuba ufumane nqumama okwethutyana kwiintlawulo zakho . Ngelixa oku kunokubonelela ngendawo yokuphefumla, ngekhe umise ixesha kwizohlwayo kunye nomdla.

Ukuze ufaneleke, i-IRS iya kufuna ubungqina bobunzima bemali. Ukuba uyasebenza ngoku, gcina imali, kwaye unekhaya, i-IRS isenokungasamkeli isicelo sakho, utsho uCarter-Grey.

Inketho # 4: Hlawula ngekhadi letyala

Ukuhlawula irhafu yakho ngekhadi letyala lolunye ukhetho, kodwa kuya kufuneka usebenze amanani. Thelekisa amaxabiso enzala ngaphambi kokwenza isigqibo, utshilo uCarter-Grey. Ukuba ikhadi lakho letyala litshiphu, kunokuba sisenzo esingcono.

Ungayihoyi imali, nangona kunjalo. Ikhadi letyala Imali yokuqhubekeka Uluhlu ukusuka kwiipesenti ze-1.96 ukuya kwi-1.99 yeepesenti, ukongeza phantse i-200 yeedola kwi-10,000 yeerhafu yokuhlawula, kwaye inzala yekhadi letyala inokuba phezulu. Ngomyinge wenqanaba eliqhelekileyo elijikeleza malunga neepesenti ezili-15, ityala lakho lingakhula ngokukhawuleza kunokuba ulindele.

Okwangoku, kunokuba kufanelekile ukuba awukwazi ukuhlawula iintlawulo zenyanga ezivela kwi-IRS. Kungabiza ngaphezulu ekuhambeni kwexesha, kodwa kunokuba lula ukulawula, utshilo uCarter-Grey.

Ithetha ukuthini xa uqhubeka ubona i-111

Ityala: Isandla seMinette

Kwaye ungoyiki ukucofa ingcali ngoncedo.

Iirhafu zinokuba noxinzelelo kwaye akufuneki uthandabuze ukucela uncedo xa ulufuna. UCarter-Grey uthi ingcali yerhafu, njengearhente ebhalisiweyo (i-EA), i-accountant yoluntu eqinisekisiweyo (i-CPA), okanye igqwetha lerhafu, inokuthetha ne-IRS malunga netyala lakho kwaye izame ukuxoxisana nawe.

Ukusebenza neengcali zerhafu kunokunciphisa uxinzelelo, utshilo uCarter-Grey. Kufana nokuba nomntakwenu omkhulu okanye udade omkhulu ukukukhusela.

Ukuba awukwazi ukuhlawulela ingcali yerhafu, unokulungela ukufumana ingcebiso yasimahla okanye yexabiso eliphantsi ngokusebenzisa Iiklinikhi zabahlawuli bemivuzo ephantsi (LITC) , iqela lokukhuthaza i-IRS. Kungakhathaliseki ukuba uthatha isigqibo, kubalulekile ukuthatha inyathelo. Ukuba awuyihoyi imali, kuyakubakho ingxaki, utshilo.

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