Ukuba uhlala kwisixeko esikhulu kwaye ungenzi amanani amathandathu, mhlawumbi uhlala nomntu omnye okanye ngaphezulu. Ewe, unqwenela ukuba yonke imihla ungahamba uye kwindawo engenanto — apho iirhafu zingabizi kakhulu-kwaye uhlale wedwa. Ewe, wothuka! Loo maphupha ngekhe azaliseke, kuba iiflethi kwilizwe liphela azifikeleleki njengoko ucinga. Ngokwento entsha ingxelo yi-National Low Income Coalition Coalition (NLIHC), umntu kuya kufuneka afumane umvuzo ngeyure eyi- $ 22.10 ukuze ahlawule igumbi lokulala elinamagumbi amabini (ngexabiso lemarike likazwelonke elifanelekileyo le- $ 1,149) kunye ne- $ 17.90 ngeyure yokufumana indawo yokuhlala kwigumbi elinye $ 931 (ukuba sithobela ingcebiso yohlahlo-lwabiwo mali yokugcina irente yakho engama-30% yomvuzo wakho wokugoduka okanye ngaphantsi).
Oku kuyothusa kakhulu xa uthelekisa oku nomvuzo ophakathi werente, oqikelelwa yi-NLIHC ukuba ube yi- $ 16.88 ngeyure. Nyanga nganye, malunga ne- $ 877.80 yeendleko zezindlu, loo nto iyehla ibe ngama- $ 53 amafutshane ekunikezeleni ngokufanelekileyo amaxabiso aphakathi esizwe kwigumbi lokulala elinye, kunye ne- $ 271 emfutshane kwigumbi lokulala ezimbini. Oko kuhle kakhulu-ngakumbi xa ucinga ngamabali abazali bethu be-Baby Boomer kunye nezihlobo zixelela malunga nokukwazi ukuhlawula indlu enamagumbi amabini aneminyaka engama-25.
Lo mthetho wokuchitha ngaphantsi kwe-30% yengeniso yakho kwirente ujongeka ngathi uphelelwe lixesha ngoku, akunjalo? Ngokuqinisekileyo, ukuba ngenene, ufuna ukuhlala wedwa ungafumana istudiyo kwaye utsala i-53 yeedola kwimali oyigcinileyo, kodwa kusenokwenzeka ukuba uyakuhlala neqabane, okanye ufumane umntu ohlalisana naye kwaye wahlule iindleko zamagumbi amabini okulala.
Kodwa ngaphambi kokuba ulahle iqela lakho lokuzikhusela kwisixeko, khumbula nje ukuba kukho abantu abaphila le nyaniso: Umzekelo, umsebenzi ofumana umvuzo wesizwe omncinci ($ 7.25 ngeyure) -ngaphantsi komvuzo ofunekayo Ukuthenga kamnandi kwigumbi lokulala-elinye lixabisa ngokuzenzekelayo ngaphandle kwesininzi sentengiso. Ngapha koko, ingxelo ifumanise ukuba umvuzo omncinci awunakukubonelela ngendlu enamagumbi amabini okulala naphi na elizweni.
Uyazi ukuba ngubani ofuna indlu enamagumbi amabini okulala? Abazali abangabodwa (ngakumbi oomama abangenamaqabane). Kwaye ngelishwa, bathengwa ngexabiso ngaphandle kweemarike ezimbini zokulala, nabo. Ngo-2016, i umvuzo wengeniso kumama ongatshatanga yayiyi-30,235 yeedola kuphela ngonyaka-okanye i-14.53 yeedola ngeyure, engonelanga kwanokuqeshisa kwigumbi elinye lokulala. Amanye amanani akutshanje abonisa ukuba abazali abangatshatanga bayasokola ekufumaneni umvuzo oza kubavumela ukuba bahlale kwigumbi elinamagumbi amabini okulala. Ngokwe- Iziko leeNkcukacha-manani zabasebenzi , umvuzo weveki ophakathi wabasebenzi kwikota yokuqala ka-2018 yayiyi- $ 965 yamadoda (okanye i- $ 24.12 ngeyure) kodwa kuphela i-783 yeedola yabasetyhini (okanye i- $ 19.50). Oku kuthetha ukuba uninzi lwabasetyhini e-United States bangakufumana kunzima ukubonelela ngendlu enamagumbi amabini okulala kwikhaya elinengeniso-ngakumbi emva kwento enye kwirhafu, iindleko eziyimfuneko zokuphila njengokutya kunye nezinto ezisetyenziswayo, kunye neemeko ezingalindelekanga ezinje ngongxamiseko lwezempilo, imingcwabo nokunye.
