Kuyavela ukuba, iimillennials azichithi yonke imali yazo kuloo thowusta yodumo yeavokhado. Nangona kunjalo, bona are inkcitho eninzi kunazo zonke ezinye izizukulwana eziphilayo. Ngokwe- uhlalutyo olutsha ukusuka kwi-GOBankingRates, i-millennials ichitha i-208.77 yeedola usuku ngalunye, kwi-avareji- malunga ne-44 yeedola ngaphezulu kwe-American avareji, echitha malunga ne-164.55 yeedola.
Uhlalutyo, abantu kwiGoBankingRates bajonge idatha yenkcitho yomthengi yonyaka kwi-Bureau of Labor Statistics kwiindidi ezili-15: ukutya, izindlu, izixhobo, i-inshurensi yezempilo, iminikelo yesisa, imfundo, ipetroli, i-inshurensi yemoto, ukutya ngaphandle, utywala, ukuzonwabisa, inkonzo yeselfowuni, impahla / iimpahla, kunye nezilwanyana zasekhaya. Bayithathile le datha kwaye bazakhela inkangeleko yemihla ngemihla yeGen Z (engaphantsi kweminyaka engama-25), iMillennials (25-34), iGen Xers encinci (35-44), i-Older Gen Xers (45-54), i-Younder Baby Boomers (55-64) ), Kunye naBantwana abaDala boBomers (65 nangaphezulu).
Kwezo 208 zeedola, iimillennials zichithe uninzi kwezindlu (umndilili weedola ezingama-34.78 ngosuku), ukutya ($ 10.89 / ngosuku), kunye nokutya ngaphandle ($ 9.36 / ngosuku). La ngamacandelo amathathu aphezulu enkcitho kuwo onke amaqela eminyaka, ngaphandle kwabantu baseMelika abaneminyaka engama-65 okanye nangaphezulu, abachitha eyona yesithathu kwi-inshurensi yezempilo. Millennials bachitha ubuncinci etywaleni ($ 1.57 / ngosuku), izilwanyana ($ 1.24 / ngosuku), kunye ne-inshurensi yemoto ($ 2.36).
Ngelixa oku kunokubonakala kumangalisa, oku kuyahambelana kuwo onke amaqela eminyaka, kuba ezi ndleko zintathu kukukhetha indlela yokuphila hayi wonke umntu athabatha inxaxheba kuyo.
Umzekelo, ngelixa amaMelika echitha i $ 70 + yezigidigidi kwizilwanyana zabo zasekhaya — phantse ngokuphindwe kabini kunoko babekwenza kwiminyaka eli-10 eyadlulayo — ngama-68 ekhulwini kuphela emizi yaseUnited States izilwanyana zasekhaya . Izizukulwana ezindala zichitha ngaphezulu kwizilwanyana zasekhaya kunakwizizukulwana ezincinci, nangona kunjalo, ngokomndilili. Oku kunokubonakala kungangqinelani nokutya kwakho kwe-Instagram- kodwa nantsi into endiyicingayo: Kulungile ukuba i-millennial ichitheke kakhulu kwizilwanyana ezifuywayo kunakwizizukulwana ezindala, kodwa ngenxa yokuba bambalwa abantu abazimillenia banezilwanyana zasekhaya (ndicinga nje ukuthoba umvuzo kunye neeshedyuli ezixakeke kakhulu) inkcitho yabo yemihla ngemihla kubo isezantsi, nayo.
Oku kuyafana nenkcitho yotywala: Kuba indawo enkulu yabantu baseMelika abaseli (phantse iipesenti ezingama-40, ngokwe-poll ye-Gallup), i-0 yabo yemihla ngemihla yehla nge-avareji. Nangona kunjalo, i-millennials isachitha imali encinci etywaleni kunakwizizukulwana ezindala, ethi yonke ichithe ngaphezulu kwe- $ 1.70 (ngaphandle kwabo badala kunama-65, abachitha kuphela i-1,26 yeedola.) Kodwa oku akunakuba ngenxa yemillennials ukusela kancinci. Kusenokwenzeka ukuba bafumana iindlela zokonga kule ndleko kwaye bakhetha iBuck Chuck ezimbini kunye neNetflix kwibar yekona yabo. Isifundo se-2018 esivela IMintel ifumanise ukuba iipesenti ezingama-28 zala minyaka ingama-24-31 zikhetha ukusela ekhaya.
Ngelixa phantse iipesenti ezingama-80 zemillennials zaseMelika zisenza njalo ezakho iimoto , lixabiso eliphantsi ngenyanga xa kuthelekiswa nezinye iindleko- $ 111.63, ngokwe Iqwarhashe , umboneleli weinshurensi ekwi-intanethi.
Nangona i-millennials ichitha ngaphezulu kunamaqela onke, ayichithi eyona okanye incinci kulo naluphi na udidi. Ke bayichitha njani yonke loo mali? Ngoku ka UAndrea Woroch , Ingcali yokonga abathengi esekwe eCarlifonia, kunokwenzeka ukuba amawaka ezigidi zeminyaka ayonwabela nje ulutsha lwabo olungafakwanga. Batshata kwaye baba nabantwana kamva ebomini, ke banexesha elininzi lokuphuma nabahlobo ukuya kwisidlo sangokuhlwa kunye nokusela rhoqo kunakuqala, utshilo.
Kusenokwenzeka ukuba abantu ngokubanzi baqale ukufumana imali engaphezulu kweminyaka engamashumi amabini ukuya kumashumi amathathu, ngenxa yokunyuswa, ukunyuswa, okanye ukuqhubela phambili emsebenzini, utshilo uWoroch. I-Millennials ifumanisa ukuba, emva kweminyaka yokuqhekeza, ekugqibeleni banemali engaphezulu yokuphuma bayokutya rhoqo, baphucule umabonwakude wabo, bafudukele kwigumbi elikhulu, okanye bafumane imoto entle-into ayibiza ngokuba kukunyuka kwamaxabiso ngendlela yokuphila.
Abathengi bathanda ukuchitha ngaphezulu xa befumana ngaphezulu, utshilo uWoroch. Kodwa ukuba uqala ukufumana umvuzo ongaphezulu, ugcine! Ucebisa ukuba ugcine iindleko zakho zokuphila ziphantsi-nokuba ungarhola malini na-ukuze ukwazi ukukhawulezisa iinjongo ezahlukeneyo zokonga. Esi inokuba sisizathu sokuba nangona izizukulwana ezindala yenza imali eninzi Ngaphezulu kwe-millennials, bamane bejongela kude ngaphezulu kweedola zabo yonke imihla, bachitha imali iyonke.
Ukuba ukhuphe ikhalityhuleyitha yakho ukusebenzisa amanani, hayi, awuyikhomputha ngokungalunganga-ukuba amawaka ezigidi achithe i-208.77 yeedola yonke imihla, baya kuchitha malunga ne-6,263 yeedola ngenyanga, oko kuthetha ukuba baya kufuna ukwenza ngaphezulu kwe- $ 75K unyaka ngemali esetyenziswayo (le ngxelo ayibandakanyi irhafu yengeniso okanye ukonga). Yiyo leyo kakuhle ngaphezulu komvuzo wamakhaya ophakathi wama- $ 60,336. Ke i-avareji yeminyaka eliwaka ichitha ngaphezulu kweedola ezili-165 ngosuku (umvuzo ophakathi wahlulwe ngama-365)?
Kungenxa yokuba le yi umndilili WaseMelika. Ayingumndilili njengakuyo yonke imihla, kodwa kumndilili weenkcukacha-manani, okuthetha ukuba baquka onke amaqela abantu abavela kuwo onke amanqanaba emivuzo ahlukeneyo ahlala kwizixeko ezahlukileyo ezineendleko ezahlukeneyo zokuphila. (Andinayo idatha esetwe ukuba ndiyisebenzise, kodwa ndicinga ukuba baphose abanye abathengisi).
Ukubona uhlalutyo olupheleleyo, jonga IiGoBankingRates .
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