Ukuthenga indlu ngokulula yenye yezona zinto zibalulekileyo umntu anokuzenza ebomini bakhe. Kodwa, kubantu abaninzi, akwenzeki ngokukhawuleza; Ngapha koko, kuthatha izicwangciso ezininzi ukwenza ukuba ukuthengwa kube yinyani. Kwaye elinye lamanyathelo okuqala kukugcina imali eyaneleyo yokuhlawula.
Umgaqo jikelele wokuthengwa kwekhaya ngama-20 eepesenti kwixabiso lekhaya eliqikelelweyo njengentlawulo ephantsi (nangona kwezinye iimeko, inokuba ngaphantsi okanye ngaphezulu). Nangona intlawulo ephantsi iya kumthengisi, ababolekisi bemali mboleko ukhetha ukuba umthengi ahlawule phezulu njengentlawulo esezantsi kangangoko. Ukucinga kukuba imali ayithengayo umthengi ekhayeni lakhe, kokukhona amathuba okuba asilele kwintlawulo yemali mboleko. Intlawulo enkulu ephantsi ikwanceda abathengi abanokubakho baphephe ukuthengwa kwe-inshurensi yabucala yemali-mboleko (i-PMI), eqinisekisa ukuba umbolekisi wokubolekwa kwemali akulahlekelwa yimali ukuba umthengi akakwazi ukwenza intlawulo yakhe yobambiso.
Ngelixa iipesenti ezingama-20 ziyi- isiqalo esihle Abathengi abaninzi basekhaya, kwezinye iimarike zokhuphiswano lokuthengiswa kwezindlu ezinje ngeSixeko saseNew York naseSan Francisco, iintlawulo ezinkulu ezantsi zikunika ithuba elingcono lokufumana ipropathi. Akuqhelekanga ukufumana izibonelelo ezininzi kwipropati yokhuphiswano, utsho uShawn Kunkler weParagon Real Estate Group eSan Francisco. Iiarhente ziya kuhlanganisa uluhlu lwazo zonke izibonelelo ezifunyenweyo. Okukhona umthengi ebeka imali engaphezulu, kokukhona benethuba elingcono lokuvala intengiso. Uya kukhuphisana nabathengi ababeka ama-50 epesenti ukuya kwi-100 yeepesenti ezantsi, utshilo uTyler Whitman Kathathu izindlu nomhlaba eManhattan. Okukhona unemali eninzi ekufuneka uyibeke phantsi kwipropathi, kokukhona umthengisi enokhuseleko ngakumbi kumandla akho okuvala.
Kukho iimarike, nazo, apho ngaphantsi kweepesenti ezingama-20 ezantsi yamkelekile ngokupheleleyo: Cinga ukhuphiswano oluncinci, iimarike ezilungele abathengi apho kukho izindlu ezininzi ezifuna ukuthengiswa kunabantu abafuna ukuthenga. Kananjalo abo bathenga ngemali mboleko exhaswa ngurhulumente bahlala benentlawulo encinci.
Yonke le nto ithethwayo, nantsi ukujonga into ekufuneka uyigcinele intlawulo ephantsi. La manani asekwe kwiipesenti ezingama-20 zexabiso eliphakathi ekhaya ngurhulumente, kusetyenziswa idatha evela UTulia .
| Urhulumente | Iphakathi Ixabiso lasekhaya | Ubeka imali phantsi |
|---|---|---|
| IAlabama | $ 171,500 | $ 34,300 |
| IAlaska IArizona IArkansas California IColorado Unxibelelwano Delaware IFlorida Jojiya IHawaii Idaho I-Illinois Indiana Iowa EKansas EKentucky ELouisiana Maine EMaryland EMassachusetts EMichigan IMinnesota Nguyen EMissouri EMontana Nebraska INevada ENew Hampshire Enew Jersey ENew Mexico Inew York North Carolina EMantla Dakota IOhio Oklahoma Oregon IPennsylvania IRhode Island EMzantsi Carolina EMzantsi Dakota ETennessee ETexas Utah IVermont IVirginia EWashington ENtshona Virginia IWisconsin Wyoming | $ 267,404 $ 225,000 $ 156,000 $ 462,000 $ 331,000 $ 253,500 $ 210,000 $ 218,000 $ 193,000 $ 442,500 $ 349,000 $ 212,000 $ 190,843 $ 157,000 $ 187,649 $ 170,000 $ 232,610 $ 275,717 $ 379,000 $ 150,000 $ 164,000 $ 240,000 $ 195,390 $ 204,506 $ 314,959 $ 178,000 $ 249,300 $ 245,000 yeedola $ 290,000 yeedola $ 254,798 $ 430,000 $ 210,000 $ 226,863 $ 154,900 $ 150,000 $ 315,000 $ 191,000 $ 256,000 $ 181,500 $ 177,500 $ 190,000 $ 320,067 $ 440,946 $ 325,000 $ 297,500 yeedola $ 332,719 $ 136,500 $ 197,000 $ 291,855 | $ 53,480 $ 45,000 $ 31,200 $ 92,400 $ 66,200 $ 50,700 $ 42,000 $ 43,600 $ 38,600 $ 88,500 $ 69,800 $ 42,400 $ 38,168 $ 31,400 $ 37,529 $ 34,000 $ 46,522 yeedola $ 55,143 $ 75,800 $ 30,000 $ 32,800 $ 48,000 $ 39,078 $ 40,901 $ 62,991 $ 35,600 $ 49,860 $ 49,000 $ 58,000 $ 50,959 yeedola $ 86,000 $ 42,000 $ 45,372 $ 30,980 $ 30,000 $ 63,000 $ 38,200 $ 51,200 $ 36,300 $ 35,500 $ 38,000 $ 64,013 $ 88,189 $ 65,000 $ 59,500 $ 66,543 yeedola $ 27,300 $ 39,400 $ 58,371 yeedola |
