Cinga i-SF yokuthengisa izindlu nomhlaba ngaba yoyikisa? Esi Sixeko Side Simbi

Ukuba uphulaphule ngokusondeleyo, uya kuva into ekhulayo kwi-Silicon Valley-kwaye hayi, ayisiyiyo nje isandi senkunzi ye-blockchain yokutshintshiselana ngezandla okanye i-tech bros ehla uSoylent. Eyona nto iphakama kakhulu kunenye indawo e-US yiSan Jose, intengiso yezindlu yaseCalifornia: Ngokwengxelo yakutshanje kaZillow, amaxabiso asekhaya anyuka ngokukhawuleza eSan Jose, ngo-26.2% otshintshileyo unyaka nonyaka ukuya kwixabiso eliphakathi ye-1,263,900 yeedola, eyona iphakamileyo elizweni.

lithetha ntoni inani elingu-1111

Ewe, ngenene, abantu ababenethamsanqa ngokwaneleyo ukuba bangagcini nje ngokwazi indlela eya eSan Jose, kodwa kunye nokutyala imali kwizindlu nomhlaba bakufika nje ngoku bavuna umvuzo. Ngelixa amaxabiso asekhaya exabisa ngokukhawuleza kwinqanaba le-8.7%, esona santya sikhawulezayo kwiminyaka eyi-12, amakhaya aseSan Jose abona ukukhula okuphezulu kunomndilili-weepesenti ezingama-17.8 ngaphezulu kwenqanaba lesizwe, kunye neepesenti ezingama-9.7 ngaphezulu kweLas Vegas, okwesibini Imarike yezindlu ekhula ngokukhawuleza. Kuwo onke amaxabiso asekhaya e-U.S. Anyuka ngokukhawuleza ngenxa yesaqhwithi esigqibeleleyo, u-Aaron Terrazas, ingcali yezoqoqosho ephezulu e-Zillow, uyacacisa kwingxelo: Kukho ibango elinamandla, unikezelo oluqinileyo lwamakhaya akhoyo kwintengiso kunye nolwakhiwo olutsha olwakhiwa kancinci kunemfuno. Ukongeza, ukuncitshiswa kwetax kubeka abantu kwimo yokuchitha kunye nemillennials ezininzi ezigcine imali ezihlawulelwa ukuhlala kumagumbi aphantsi kwabazali bazo ngoku bajonge ukuphuma bayokuthenga amakhaya abo okuqala.

Ingxaki yonikezelo lwezindlu eSan Jose ibotshelelwe kwi-tech boom yeSilicon Valley. Kuba abasebenzi bezobuchwephesha bahlamba ngemali, kwaye baninzi abantu abafuna izindlu kunezindlu ezikhoyo, abaninzi bakulungele ukuchitha imali eninzi ukukhusela indawo. Kodwa ekubeni ubonelelo lwezindlu eSan Francisco luxinene, lubiza kakhulu, kwaye lincinci, abantu bajonge kwizixeko ezingabamelwane bezindlu ezinkulu. I-Terrazas iqaphela ukuba ixabiso lekhaya eliphakathi eSan Jose liphezulu kuneSan Fransisco, kuba inamacandelo amakhulu, asasazekayo. Kodwa kuba zininzi kakhulu iiyunithi ezinkulu ezikhoyo, ukhuphiswano lwamakhaya akhoyo luyingozi. Ngapha koko, ubonelelo ngezindlu luphantsi kangangokuba namakhaya angaphantsi kokusebenziseka athabatha amaxabiso aphezulu. Nge-Epreli, ikhaya elinomlilo omkhulu kuthengisiwe ngokufumana i-900,000 yeedola- $ 100,000 ngaphezulu kwexabiso layo lokubuza.

Kwaye ngelixa usenokucinga nge-bubble, iTerrazas ayitsho ngokukhawuleza. Ukusuka kwimbono yezoqoqosho, i-bubble yenzeka xa amaxabiso kwimarike eqhutywa luxabiso lwexesha elizayo kunokubaluleka konikezelo kunye nemfuno. E-San Jose, indleko zichaphazeleka ngokuthe ngqo kukungalingani konikezelo kunye nebango, kwaye kuququzelelwa ngamaxabiso enzala asezantsi. Ngokungafaniyo neminyaka elishumi enesiqingatha eyadlulayo, imigangatho yokubolekwa kwemali mboleko ihlala iqinile kuyo nayiphi na into ngaphandle kwengeniso ephezulu / amanqaku aphezulu ababolekisi, kwaye inqanaba lokuba ngumnini-ndlu lihlala liphantsi kakhulu kunango-2005, utshilo uTerrazas nge-imeyile kwiNyango yoNyango. Alithandabuzeki elokuba iSan Jose- kunye ne-Bay Area ebanzi-indawo yentengiso ejongene nemiceli mngeni kunye nemingcipheko, kodwa ayisiyi 'bubble' njengoko iingcali zezoqoqosho bezizichaza ngokwesiqhelo.

Ke ngelixa unokuqiniseka ngokudibana nabahlobo bakho kwaye utyale imali kwizindlu nomhlaba waseSan Jose, unokufuna ukuphinda uyiqwalasele loo nto. UTerrazas uthi ikamva leSan Jose ubukhulu becala lixhomekeke kwindlela abaqeshi abakhulu kule ndawo abakhetha ukuyiphendula ngayo inyuko kunye neendleko zokuphila. Ukuba abafuni ukuhlawula iipremiyamu kubasebenzi babo, kungenzeka ukuba bathathe isigqibo sokudala imisebenzi kwenye indawo, beshiya kuphela abo bafumana umvuzo omkhulu kuloo ndawo. Oko kuya kuthetha ukuthamba kwamakhaya kunye nesantya esincinci soxabiso, kodwa hayi ukuba kwehle amaxabiso, utshilo uTerrazas. Kananjalo, ngenxa yokuba inzala inyuka ngesantya esikhawulezayo e-U.S., Kusenokwenzeka ukuba ukuxabisa ixabiso lasekhaya kuya kucotha kwikamva. Kule meko, abaninimzi abasebenza ixesha elide baya kuxhamla, kodwa abo bathenga kutsha nje (kunye nabo bathenga ngenani eliphezulu lemali mboleko- ukuya kwixabiso) ngekhe babone imbuyekezo eninzi kutyalo-mali.

Ke abantu abaninzi bazama ukufumana isiqwenga seBay Area boom, abanye abantu bexesha elide kunye nabemi abatsha bazama ukuya kude, kude kakhulu. Ngokwe-3 kaJuni ukuvota Ikhutshwe yiBay Area Council, i-46% ephawulekayo yabo bavote kwi-poll bafuna ukuphuma kuloo ndawo, kunye nezindlu ezichazwe njengesona sizathu sokuhamba. Okothusayo kukuba, nangona kubonakala ngathi ulutsha luyathontelana ukuya esixekweni, iipesenti ezingama-52 zabo bathi bafuna ukuhamba zizigidi zeminyaka.

ULiz Steelman

Umhleli Wezindlu

@lizsteelman