Yithathe kum: Yeyiphi abathengi beXesha lokuQala ekufuneka beYazi malunga neeFixer Upper

Fumana Inombolo Yakho Yengelosi

Xa ungumthengi wokuqala wekhaya okhula i-dizzier ngomzuzu wokuhamba kumakhaya aphuphayo ngaphandle kohlahlo-lwabiwo mali, kungokwemvelo ukuqaphela ukongeza ikhaya elidinga i-TLC encinci kuluhlu lwakho olufutshane. Yazi oku, nangona kunjalo: i-fixer uppers iza nezinto ezithile eziqwalaselweyo, ngakumbi abathengi bekhaya bokuqala.



Kwiminyaka emibini edlulileyo xa mna nomyeni wam sagqiba kwelokuba sithathe indawo yokuthenga kwaye sithenge ikhaya lethu lokuqala, sahlala kwisilungisi esingasentla. Njengokuba kuqhele ukwenzeka kolu luhlu, siye sancedwa zizinto ezimbini eziphambili: indawo esembindini phakathi konxweme esiluthandayo lwasekhaya kunye nembali yedolophu yaseCharleston, eSouth Carolina, kunye nexabiso lentengo - eyokugqibela yayingamashumi alula yamawaka eedola ngaphantsi kwayo nayiphi na enye into esasiyijongile kule ndawo, kunye nemifanekiso engaphezulu yesikwere ukuqala.



Ngaba siyazisola ngesigqibo sethu? Hayi akunjalo. Ngapha koko, sinethamsanqa lokuba sibe luhlobo oluthile lokulungisa i-fairytale yokuba ngoku sithengisa indlu yethu ngaphezulu kwe- $ 100,000 ngaphezulu kokuba siyibhatele ngaphandle kokwenza ulungiso olukhulu ngaphandle kwepeyinti (i-lotta paintin ') iphela.



Ekubuyiseleni emuva, nangona kunjalo, zininzi izinto esinqwenela ukuba besizazile okanye sinike ingcinga engaphezulu ngaphambi kokuba iinyawo zethu zimanzi ngesilungisi esingasentla.

I-555 ithetha inani leengelosi

1. Uhlahlo-lwabiwo mali lokuthenga ekhaya luya kudlulela kude, kodwa uhlahlo-lwabiwo mali lwakho emva koko luya kuba nefuthe

Ukuba awoyiki ukubeka ubungakanani bokubila, isilungisi esingaphezulu sinika umthengi wokuqala wekhaya ithuba lokuthenga indlu ngendlu yakhe okanye athenge ikhaya kwindawo abanokuthi bathengiswe ngayo ngokwakhiwa okutsha okanye kancinci ukulungiswa kwekhaya elinamandla. Ngokuqinisekileyo oku kwakunjalo kuthi. Apho abanye abathengi bekhaya bebehlekisa ekhitshini lethu eliphantsi ngqo kwi-60s kunye nomnini wangaphambili ubuninzi obubonakalayo bethanda iphepha lodonga eligcwele iziqhamo, sikubonile njengorhwebo olwamkelekileyo ukuba oko kuthetha ukufumana amanqaku kwindlu nje ukusuka kwiAtlantic Ulwandle.



Kodwa-kwaye le inkulu-imali esiyigcinele ngaphambili ngokufumana intlawulo esezantsi yokubambisa ukuba isasazwa ibuyiselwe endlwini inyanga nenyanga ukulungiswa kwamakhaya kunye neeprojekthi. Kwiveki yokuqala yokuhlala apha, isifudumezi-manzi esishushu sabhubha. Imvula ezininzi ezibandayo kamva, ngokungathandabuzekiyo sazirhuqa saya kuLowe ukuyokulahla phantsi i-500 yeedola ebiza indawo yokutshintsha. Ukuba ingxaki yokuqala engathandekiyo ephuma kwi-fixer yakho ephezulu yinkalo yesakhiwo, lindela ukuba uhlahlo lwabiwo-mali luthathe i-hit enkulu.

Thumela umfanekiso Gcina Ncamathisela Bona eminye imifanekiso

(Ityala lemifanekiso: Imifanekiso yeempungutye )

2. Uya kudinga ukukhulisa i-DIY savvy yakho

Xa uthenga isilungisi esingasentla, uyazi ukuba uphuculo lwasekhaya lusondele. Igama luhlobo lwesipho esifileyo, akunjalo? Masithi xa ulinganisa indlu oyiqapheleyo kuya kufuneka ubeke endaweni yomgangatho. Akukho ngxaki, unokucinga. Ndibonile ukutyibilika okuphezulu ngexabiso eliphantsi kwivenkile enkulu yendawo yebhokisi. Nantsi irub, nangona kunjalo: ukuba i-flooring ixabisa kuphela i-1 yeedola kwisikwere ukuba uyifaka ngokwakho. Ukuba uyifakile ivenkile okanye ipro - endiyincomayo kwezinye iimeko - loo ndleko inokufikelela kwi $ 5, $ 6, $ 7 yeedola ngonyawo wesikwere. Ayibizi mali ingako ngoku, eh? Ukuba awuyena fan we-DIY okanye ungcolise izandla zakho ngokulungiswa kwekhaya, ukulungiswa okuphezulu kunokuba kuncinci kunokuba ungacinga.



3. Kuya kufuneka uhlawule uhlolo kabini (kwaye mhlawumbi kunjalo)

Xa uthenga i-fixer ephezulu, akumangalisi xa umhloli wasekhaya ebuya noluhlu lokuhlamba iimpahla. Ukuba ucwangcisa ukubonisana nomthengisi konke malunga nale micimbi, kuya kufuneka ubuye umhloli wakho wasekhaya ukuze aqinisekise ukuba konke ukulungiswa okuceliweyo kugqityiwe kwinqanaba elichaziweyo. Oku kukwakhusela nakweyiphi na into eyothusayo yomzuzu wokugqibela enokuthi ivele okoko kwaqala ukubonwa okanye mhlawumbi ityibilika kwimifantu. Uninzi lwabahloli bamakhaya banikela le nkonzo ngesaphulelo esinzulu, kwaye iyazihlawulela ngoxolo lwengqondo.

Inombolo yeengelosi ezingama-555 ezinentsingiselo

4. Indawo yonke into

Bendingatsho ngokuqinisekileyo ukuba siyazi ukuba senza intshukumo elungileyo ngobuchule xa sithenga indlu yethu. Sazi nje ukuba siyayithanda indawo kwaye siyayibona amandla ayo. Ekugqibeleni, ibisisiphango esigqibeleleyo sethamsanqa kuthi, kuba ubumelwane bethu buye kutshintsho lwaya kwindawo entsha ethandwayo yosapho oluncinci emva nje kokuba siyithengile ngexabiso lentengo. Ukuziphatha kwebali apha kukuba uhlala uzama ukuthenga i-fixer ephezulu kwindawo enokukhula kweemarike ezisempilweni. Ukuba awukwazi ukufumana i-fixer ephezulu kwindawo esele isungulwe kwaye ifunwa kakhulu, khangela indawo elandelayo enokubakho ishushu. Ngaba kwisithili esifanelekileyo sesikolo? Kufutshane nothutho loluntu kunye neepaki? Ngaba zikhona iindawo ezinomdla ezikufutshane? Kuxhomekeka kwiimpendulo, unokuba ukhubeka kwishishini lokufumana inzuzo okanye ungene emhadini wemali.

5. Kukho iimali-mboleko ezinokukunceda ukuguqula i-fixer yakho ephezulu

Uyayazi into endinqwenela ukuba mna nomyeni wam sijonge kuyo ngaphambi kokuthenga indlu yethu? Imali mboleko yokuvuselela. Ngenye yezi nkqubo zikhethekileyo, besinokuxhasa ngemali ukuthengwa kwesilungisi sethu ngokwasentla kunye neendleko zohlaziyo ngokubambisa ngento enye. Ukuba sihambile kule ndlela - kwaye, ndikholelwe, bendisoloko ndinqwenela ukuba besinako - ngekhe sajonga kwi Inikwe umda i-203 (k) inkqubo yemali mboleko . Olo chunk lutshintsho luza kuzisa amaphupha am omgangatho omtsha kwikhaya lethu liphumelele.

Ukuba ujonga iso phezulu kumlungisi ofuna ukulungiswa kakhulu, umgangatho o-203 (k) wemali mboleko unokuba yitikiti. Ibandakanya imiba efana notshintsho kulwakhiwo, ukutshintshwa kwemibhobho yamanzi kunye nezinye iiprojekthi ezinkulu.

UJulie Sparkles

Umnikeli

UJulie ngumbhali wolonwabo kunye nendlela yokuphila ophila kwimecca eselunxwemeni yaseCharleston, SC. Ngexesha lakhe lokuzonwabisa, uyakonwabela ukubukela inkalo ye-SyFy yezidalwa, ukwenza i-DIY-nayiphi na into engaphiliyo ekufikeleleni kuyo, kunye nokutya ii-tacos ezininzi.

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