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Abanye abantu bahlala bekuqala, ungaze ulibale ukuhlawula ityala, kwaye ujonge ukudibanisa ngalo lonke ixesha ubabona. Yintoni imfihlo yabo? Rhoqo, ayingomlingo, kodwa kukuzinikela ekuvavanyeni oko kusebenza ekhayeni labo, ukufaneleka, ubuqu, imali kunye nobomi bemihla ngemihla. Ngamafutshane, baye baququzelela ubomi babo ngendlela efanayo onokuhlela i-pantry.

Akukho sidingo sokucinga ukuba ezi njongo azifikeleleki. Ngocwangciso oluncinci, unokoyisa oko kubonakala kungafikeleleki ngaphambili. Ingabonakala inzima ekuqaleni, kodwa ngengqondo efanelekileyo, iingcebiso kunye nezixhobo, umbutho ungazenzekela. Sibuze abaququzeleli abasixhenxe ngobuchule babo bokulungiselela-ubomi bakho, okukhokelela kwiindlela ezisixhenxe zokucwangcisa ubomi bakho bonke ngo-2021.

Buza imibuzo emithathu ebalulekileyo:

Ngaphambi kokuba ujongane naluphi na uhlobo lombutho, kubalulekile ukuphendula imibuzo emithathu, ngokwe USherri Curley , Umququzeleli oqeqeshiweyo ovela ePortland, e-Oregon:

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Zeziphi iindawo zobomi bakho ezinokuthi zixhamle kuphuculo? Ngaba sisithuba, ixesha, ezemali, ubudlelwane, okanye ngaba kukudityaniswa kwezi? Ukuba ujonga uyilo lwangaphakathi kwiinkqubo zikamabonwakude ucinga, 'Yile nto ndifuna ukuba indlu yam ibonakale,' intle loo nto, uCurley uthi. Buza ukuba kuyinyani na kuwe, ixesha lakho, kunye nezithintelo kuhlahlo-lwabiwo mali.

Okwesibini, yintoni ngokuthe ngqo engasebenzi? Qhagamshelana nomntu ongathathi hlangothi njengomququzeleli oqeqeshiweyo weengcamango zokusebenza xa unamathele. Okwesithathu, zibuze ukuba yintoni ngu iyasebenza. Yakha phezu kwempumelelo, uCurley uyabongoza. Ukuba ubuchule bokulawula ixesha emsebenzini, kodwa hayi kakhulu ekhaya, ngaba ikhona inkqubo yekhalenda ekugcina usendleleni eofisini? Ngaba uxanduva kukuphendula olukhuthazayo? Ukuba kunjalo, unokufuna ukufumana uxanduva lokuphendula ukuze ugcine umkhondo kuwo nawuphi na umkhwa omtsha ojonge ukuwuthatha.

Ityala: UDiana Paulson

Ukuba ufuna ukubeka phambili ukubonwa komzimba kunye nokuzikhathalela:

Ukwenza ixesha lokuba sempilweni kunye nokuzikhathalela kufanele kube yinto ephambili, kodwa kulula ukuyibeka le misebenzi kamva. U-Eileen Roth , ingcali yokuququzelela kunye nombhali we-Organisation for Dummies, ucebisa ukuqala kancinci, njengokuhambahamba ebumelwaneni (ungalibali ukunxiba imaski yakho ebumelwaneni). Ukuba kubanda kakhulu ukuzilolonga, ukuthatha ixesha ukugqiba ukuzolula ngokukhawuleza kunokukunceda ukhumbule ukuba awudingi ukwaphula ukubila okukhulu ukuze uvune izibonelelo zokuzilolonga.

Inqaku kukunikezela nangemizuzu emihlanu nanini na xa unako, de umkhwa wakho unamathele. Ukuphambuka kwisiqhelo kuphosa yonke into, utshilo uRoth. Ukuba uziva ulungile emzimbeni nasengqondweni, amathuba okuba uzive ukhuthazeka ukufuna ukujongana nombutho kwezinye iinkalo zobomi bakho.

Ityala: Emma Fiala

Fumana isitayile sekhalenda esikulungele:

Ukusebenzisa isicwangciso, nokuba kungokwenyama okanye kwidijithali, kunokunceda ekuhleleni usuku lwakho. Fumana enye ehambelana nesimbo sakho, utshilo uRoth, esongeza ukuba abanye abantu banokukhetha ukuzilawula okanye bajonge iiplani zemifanekiso emikhulu yosuku: Mhlawumbi ungathanda ukubeka izinto emgceni ngeyure, okanye mhlawumbi ungomnye abo bantu bakhetha ukubhala nje ixesha lokuqeshwa kunye nezinto ezintathu eziphambili ngokubaluleka ukuze ukhethe izikwere ukugcwalisa into oyenzayo ngala mini, ucacisile. Okukhona unokuchwetheza ukuba ungumntu onjani, kokukhona uya kuba nakho ukulandela isicwangciso sakho.

UStacey Agin Murray , umququzeleli oqeqeshiweyo ovela eFair Lawn, eNew Jersey, uyavuma. Iikhalenda zisigcina silungelelaniswe ngokunika imbonakalo yexesha lethu, utshilo. Ithatha yonke imisebenzi ekufuneka uyenzile, indawo ekufuneka wena (kunye nosapho lwakho) ube kuyo, kunye nolunye ulwazi ngaphandle kwengqondo yakho kwaye uyibeke kwindawo enokuthi ikhawuleze kwaye ibhekiswe ngokulula. Wongeza ukuba ikhalenda elungileyo inokunceda ekunciphiseni uxinzelelo, ukudala uxanduva, kunye nokusinika amandla okubeka phambili ixesha lethu kunye nokucwangcisa kwangaphambili.

Ityala: UJacqueline Marque

Chitha imizuzu embalwa ukudibanisa ulwazi lwakho lwezemali:

Ukucwangcisela ikamva kunokukunceda ucwangcise iimali zakho-kwaye ukhawuleze. Ukuba ubeka kade ukwenza umyolelo, sukulibazisa, UAndrea Woroch , ingcali eyaziwayo yezemali neyonga imali, uxelela iTherapy Therapy. Oku kubaluleke ngakumbi ukuba unekhaya okanye unabantwana. Amaxwebhu afana negunya lamagqwetha, ukugcinwa kwabantwana, kunye nemiyalelo yezempilo kuxoxwa ngcono ngayo ngaphambi kokuba kuvele ingxaki yezempilo.

Kwimali yemihla ngemihla, lawula iiakhawunti zakho zemali endaweni enye usebenzisa iapp okanye isoftware enje ngeMint, Quicken, okanye i-Capital Capital. Ukuqhagamshela amakhadi etyala, ibhanki, umhlala phantsi, kunye nayiphi na iakhawunti yotyalo-mali inceda ukunciphisa ukukhangela iiakhawunti ezizodwa kwaye ikuvumela ukuba ubone umfanekiso omkhulu wokuchitha kunye neenjongo zotyalo-mali.

Iibhulorho zeConner , Umququzeleli oqeqeshiweyo ovela ePhoenix, ucebisa ukuba kupheliswe isitokhwe sezitetimenti zebhanki kunye namanye amaphepha ezemali ngokukhetha izitetimenti zedijithali endaweni yamaphepha. Kuyanceda ukucwangcisa amatyala akho kwintlawulo ezenzekelayo ngaphambi kwexesha.

Ityala: U-Lauren Kolyn

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Thatha imizuzu eli-15 ukuphela kosuku ngalunye ucwangcise oku kulandelayo:

Uninzi lwethu luzama ukwenza uxanduva oluninzi, kubandakanya umsebenzi, ukuba ngumzali kunye neekhalenda zentlalo. Kulula ukuphazamiseka ukuba akukho sicwangciso sikhoyo. Abanye abantu bafunga ngokucwangcisa usuku ngalunye uluhlu lwezinto eziza kwenziwa kusasa, kodwa UKatherine Lawrence , Umququzeleli oqeqeshiweyo kunye nomcebisi weKonMari, ucebisa enye indlela.

Thatha imizuzu eli-15 ukuphela kosuku ngalunye lomsebenzi ukucwangcisela ingomso, utshilo. Beka uluhlu lwakho kuluhlu ngokubhekisele kwimisebenzi evelisa okona kuvelisa kakhulu kwaye ikunike ulonwabo. Kulula kakhulu ukuqala usuku lwakho ngesicwangciso kunokuba umzabalazo usuku uphazanyiswa zii-imeyile, iifowuni kunye nemisebenzi ye-impromptu.

Ityala: USophie Timothy

Lawula ubomi bakho bedijithali ukuze wonge ixesha ekuhambeni kwexesha:

Iifowuni ziyinxalenye ebalulekileyo yobomi babantu abaninzi, kodwa zinokususa ingqalelo oyinikayo kwinto ebalulekileyo.

Beka imida ekusebenziseni ifowuni yakho, Bianca Kamh mna, umqeqeshi wezempilo oqinisekileyo kunye noxanduva lokuphendula olusuka eNew York, utsho, esongeza ukuba ungafuna ukuhlawula isaziso malunga nexesha olichitha kwimidiya yoluntu. Ukwacebisa ukuthatha iintsuku ususe amajelo eendaba ezentlalo kunye nokusebenzisa ixesha elimiselweyo kwiiapps.

Kubomi bedijithali obuhleleke ngakumbi, USusan Rosenbaum , Umququzeleli weefoto oqinisekisiweyo osekwe eNew York, ukhuthaza abantu ukuba bacime ngenkuthalo okungasebenziyo kubo kwiifowuni zabo. Ukucima iifoto okanye iividiyo ezingakhuthazi, ii-screenshots eziphelelwe lixesha, ii -apps ongazisebenzisiyo, kunye nokuzikhupha kubhaliso kwiinkonzo ze-imeyile ezingasasebenziyo kubomi bakho kunokukunceda ugcine ixesha onokuthi ulichithe ukugwetywa ngenxa yexhala elingeyomfuneko.

Ityala: U-Esteban Cortez

Sebenzisa izifundo zonyaka ophelileyo ukucwangcisela le:

Kunyaka ophelileyo, ukurhoxiswa kwezicwangciso kunye nokungaqiniseki kobhubhane kundishiye ndiziva ndingalungelelananga ngokupheleleyo. Nje ukuba ndamkele unyaka ayizukuhluka ngalo naliphi na elinye ixesha ebomini bam, bendijonge ukugxila kwinto endinokuyilawula. Ndenze ubungakanani bokuluma-ukwenza uluhlu ngenjongo yokugqibezela into enye ukuya kwezimbini, endaweni yokwenza kube nzima kakhulu. Esi sisiqhelo endiceba ukusigcina ngo-2021, ngakumbi kuba ndiyazi ukuba kum, ukuthanda ukwenza uluhlu kukhokelela ekuzibekeni ecaleni.

Cinga ngezinto ozifundileyo kulo nyaka, ugqirha wezengqondo kunye nomqeqeshi wobomi UAna Sokolovic uxelela Unyango lweNdlu. Ucebise ukuba aphendule le mibuzo ilandelayo: Yintoni eyenze nzima ubomi okanye yabalula kuwe? Yintoni eyayikhuthaza kwaye yintoni eyayiphazamisa? Yintoni ebilucelomngeni? Yinkxaso okanye uncedo lukabani oluxabisekileyo kulo nyaka? Ufunde ntoni malunga nokucwangcisa ngo-2020?

Sele unamava abalulekileyo ngokungaqiniseki ukusuka kwi-2020, enokukunceda ucwangcisele ikamva, utshilo. Isifundo esibalulekileyo kukuqala kancinane, inyathelo elinye ngexesha. Ukuba i-2020 isifundise into, ukungaqiniseki kufuna umonde kunye nokuthatha usuku olunye, iveki enye, okanye inyanga enye ngexesha kubalulekile, utshilo uSokolovic. Ukophula izinto phantsi kweechunks ezincinci kuya kuzivumela ukuba ugxile kwinto enye ngexesha kwaye unciphise imvakalelo yokuziva uxakekile.

Ingelosi inombolo 555 intsingiselo

URudri Bhatt Patel

Umnikeli

URudri Bhatt Patel ligqwetha langaphambili laba ngumbhali kunye nomhleli. Umsebenzi wakhe uvele kwiWashington Post, eSaveur, kwi-Business Insider, kwiItyile zoLuntu nakwezinye iindawo. Uhlala ePhoenix nosapho.