Iiprenups ayizizo izityebi kunye nodumo kuphela. Ngapha koko, banokulunga wena neqabane lakho, nokuba imeko yakho yeyiphi na.
Izivumelwano zangaphambi kokutshata zibophelela ngokusemthethweni izivumelwano ezibini ngaphambi komtshato ezichaza ukuba kwenzeka ntoni kwimali nakwimpahla yakho kwimeko yokudibanisa kuphelela kuqhawulo mtshato - kwaye kudala ligama elingcolileyo. Kodwa, ngoku ka Ushishino ngaphakathi kunye neAmerican Academy yamagqwetha atshatileyo , iwaka leminyaka licela ama-prenups kunanini na ngaphambili.
USandy K. Roxas, Ummeli-ntsapho wezomthetho kunye nomlamli eTorrance, eCalifornia, uxelele i-Apartment Therapy ukuba abantu abaninzi banomdla wokubeka loo mida esemthethweni kuba inceda ukubeka ithoni emtshatweni. Ezimbini kwezona ziqhelekileyo izizathu zokuphela kwemitshato Kungenxa yeengxaki zonxibelelwano kunye nemicimbi yezemali, ke abanye abantu baphikisana ukuba ukufumana i-prenup kungathintela uqhawulo-mtshato, ngokwenza yonke imali kunye nonxibelelwano olunzima lushiye indlela. Kwaye kunokuba luncedo ekulungiseleleni: Ngokutsho kwe Amaziko oLawulo noThintelo lwezifo , Iipesenti ezingama-53 zabantu abatshatileyo ixesha elide bathi bafumana uhlobo oluthile lokuphazamiseka emtshatweni- oko kubhekisa ekwahlukaneni, kuqhawulo-mtshato okanye ekufeni- emva kweminyaka engama-20 betshatile.
Kubantu abaninzi abanxibelelana nam, abanamali ingako, utshilo uRoxas. Bangabafundi beekholeji, abafundi abaphumelele izidanga, kwaye abanalo kakhulu igama labo. Azinazinto zibalulekileyo okanye ulondolozo kwiiakhawunti zazo zebhanki. Endaweni yoko, abathengi bakhe bahlala bezama ukungena emtshatweni wabo kwiphepha elinye malunga nayo nayiphi na ingeniso okanye iiasethi abanokuzifumana. Xa esi sibini sitshata, ngekhe kubekho ukungavisisani malunga nemali, utshilo.
Ukuba ugqibela ngokuthatha isigqibo sokufumana kwangaphambili-okanye i-postnup, yona intle kakhulu into efanayo kodwa ufaka isivumelwano emva kokuba sele utshatile-umbuzo omele ukuwuphendula ulula: Sizahlulahlula njani Iiasethi ukuba siphela siqhawula umtshato? Kukho izinto eziqhelekileyo wonke umntu azijongileyo, njengemali onayo ebhankini, ngubani oza kugcina abantwana abanokubakho kwaye uza kwenza ntoni ngayo nayiphi na indlu okanye indlu onayo kunye. Kodwa kukwakho nezinye izinto onokuthi ungacingi kwangoko ngazo.
Gcina Ncamathisela Bona eminye imifanekiso Ityala: UFederico Paul
Izilwanyana zasekhaya
Kukho izilwanyana kwizindlu ezininzi zaseMelika, kwaye iipesenti ezingama-80 zabanini zijonga izilwanyana zabo njengamalungu osapho, ngokutsho kovavanyo olwenziwe yiAmerican Veterinary Medical Association ixelwe ngu IXESHA . Kodwa banokubangxoxo mpikiswano ngexesha lempikiswano yoqhawulo-mtshato malunga nezinto onazo, kwaye kungangcono ukuba uthathe isigqibo sokuba ngubani ogcina isilwanyana ngaphambi kokuba utshate- okanye ngaphambi kokuba uthathe esinye.
URoxas ucebisa ukuba kubandakanywa izigqibo zokugcinwa kwezilwanyana ezifuywayo kwi-prenup yakho. Ukuba awukwenzi njalo, ukumangalela malunga nokuba ngubani ogcina iFido kunokuba yindleko.
Izilwanyana zasekhaya zithathwa njengepropathi-nangona zingaphezulu kwepropathi kwizibini ezininzi-kwaye abantu baya kulwa malunga nezilwanyana zasekhaya, utshilo uRoxas. Ngamanye amaxesha bachitha amashumi amawaka eedola besilwa malunga nezilwanyana abazifuyileyo kuqhawulo-mtshato okanye ngokwahlukana ngokwasemthethweni.
Gcina Ncamathisela Bona eminye imifanekiso Ityala: UDustin Walker weHutch
Ifanitshala ebizayo
URoxas uthi akusoloko kuyimfuneko ukufaka ifanitshala ukuba uyithenge ngokwakho ngaphambi kokuba nidibane. Kodwa, amaxesha ngamaxesha, abantu baya kuthenga ifanitshala kunye ngaphambi kokuba batshate, ethi, inokubangela ukudideka nokuba ngubani ophethe loo bhedi ixabisekileyo iRestoration Hardware.
Izibini ezininzi zithenga iiasethi kunye ngaphambi komtshato, utshilo uRoxas. Ingumbono olungileyo ukubandakanya ezo zinto kwi-prenup ukuze kungabikho mpikiswano malunga nokuba into leyo yahlukile okanye yeyabantu. Ukulungelelanisa izinto, kunokuba luncedo ukujongana nezo zinto zithengiweyo kwisivumelwano sakho, nokuba kukuchaza ukuba ngubani oza kugcina esiphi isiqwenga, okanye iindleko zomntu omnye zokuthenga esinye isabelo somnye umntu.
Gcina Ncamathisela Bona eminye imifanekiso Ityala: UMaxine Teichman Ukubonisa udonga lobucwebe be-DIY kunye namampunge.
Ubucwebe beLifa
Ngokwesiqhelo, kuqhawulo-mtshato, nantoni na eyeyakho ngenxa yokuba omnye umntu ekupha isipho siyipropathi yakho, kwaye oko kubandakanya ubucwebe, ngokwefemu yomthetho wosapho uFullenweider Wilhite . Kodwa iindlalifa zosapho zingangqinelana, kwaye eyona ndlela yokuqinisekisa ukuba akukho siphithiphithi malunga nelifa elinokubiza kakhulu kunye nezipho kukubandakanya konke kwi-prenup.
Masithi izipho zosapho zomyeni kumfazi njengesipho somtshato, utshilo uRoxas. Ukuba umtshato uphela ngoqhawulo-mtshato okanye ngokwahlukana ngokwasemthethweni, ingaba obo bucwebe buyabuyiselwa kusapho lomyeni? Kuthekani ukuba obo bucwebe lilifa lendlu okanye ubucwebe obudluliselwe kusapho lomyeni?
Gcina Ncamathisela Bona eminye imifanekiso Ityala: UJessica Rapp
Imali mboleko yabafundi kunye namatyala ekhadi letyala
Izibini ezitshatileyo zabelana ngazo zonke izinto-ezilungileyo nezimbi, eziphakamileyo kunye nezisezantsi, ewe, umvuzo kunye netyala. Ukuba ungomnye AmaMelika angama-42.3 ezigidi onamatyala emboleko yomfundi okanye Izigidi ezili-120 zaseMelika onetyala lekhadi letyala (okanye ukuba ucinga ukutshata nomntu owenzayo) ungafuna ukubhala kwisivumelwano esinoxanduva lokucacisa loo nto xa umtshato uphela uqhawulo-mtshato.
ECarlifonia, umvuzo ofunyenwe ngexesha lomtshato yipropathi yoluntu, utshilo uRoxas. Ukuba iqabane ligcina imali kwiakhawunti yebhanki eyahlukileyo, elinye iqabane lisenelungelo lokufumana i-50% yolondolozo ngexesha loqhawulo-mtshato okanye ukwahlukana ngokwasemthethweni. Ngokunjalo, oku kusebenza kumatyala. Umzekelo, ukuba iqabane ligcina i-50, 000 yeedola kwaye elinye iqabane liqokelela i-100,000 yamatyala ngexesha lomtshato, ukugcinwa kunye namatyala kuya kwahlulwa ngokulinganayo ngexesha loqhawulo-mtshato okanye ukwahlukana ngokwasemthethweni. Iqabane ngalinye liya kunikwa i-25,000 yeedola kulondolozo kunye ne-50,000 yamatyala.
Engqondweni kaRoxas, ukonakala okunjalo akulunganga. Ungasebenza negqwetha ukucacisa ezo nkcukacha kwisivumelwano sakho saphambi okanye emva kwexesha, ngakumbi ukuba wena okanye iqabane lakho liceba ukubuyela kwisikolo esiphumeleleyo nangaliphi na ixesha.
Gcina Ncamathisela Bona eminye imifanekisoItyala: UMelissa Nichols noJake Durrett
Iingcamango ezinokubakho
Impahla yobungqondi-aka naziphi na izimvo eziyimveliso yengqondo yakho, njengemibono yeshishini, umculo, iincwadi, ukufota, ubugcisa nokunye-kunokuba yinto enzima ukuyeka ukuba umtshato uphela ngoqhawulo mtshato. Kumazwe amaninzi, nayiphi na i-asethi efunyenwe ngexesha lomtshato ithathwa njengepropathi yomtshato, oko kuthetha ukuba omabini amaqela anamalungelo alinganayo kwi-asethi ukuba bayaqhawula umtshato, URonald L. Kossack, igqwetha lezomthetho losapho, wabhala .
Imidla yeshishini okanye iikhonsepthi zeshishini zinokufakwa kwisandulela ngqangi ukuqinisekisa ukuba iiasethi ezifunyenwe ngaphambi komtshato, okanye kwanangomtshato, zihlala ziyipropathi eyahlukileyo yeqabane eliyifumeneyo, utshilo uRoxas.
Gcina Ncamathisela Bona eminye imifanekiso Ityala: UMargaret Wright
IiAkhawunti zeendaba zeNtlalo
URoxas wongeze ukuba izibini zingafuna ukuqaphela ukuba ziceba njani ukulawula iiakhawunti zazo zosasazo lwentlalo, kunye nayiphi na ingeniso evela kubo. Umzekelo, ukuba wenza iividiyo kunye ukuba ujonge iimbono kunye nenzuzo, unokufuna ukuqaphela ukubandakanya isibonelelo kwi-prenup yakho eya kuthi igubungele indlela enokuthi yahlulwe ngayo inzuzo yexesha elizayo yezo vidiyo.
Enye ibhonasi yokujongana nemikhwa ethile yemidiya yoluntu kwi-prenup yakho? Ungabandakanya isigatya semfihlo esigcina ulwazi lomntu siqu ngasese nangaphandle kwemidiya yoluntu. Ngelixa ii-selfie ezibini ezinomtsalane zinokubonakala ngathi zezona zibalulekileyo kulwalamano, izinto zinokuba dicier ukuba wena okanye iqabane lakho uneakhawunti eyaziwayo- kwaye i-prenup inokukunceda ukuba umisele imida enizonwabisayo nobabini.
Ithetha ntoni i1212 kumanani eengelosi
