Kugcinelwa i Iipesenti ezingama-20 zokuhlawula kufana nokuthenga indlu. Linyathelo lokuqala eliqhelekileyo lokuthabatha wakube ugqibe ekubeni ufake isicelo semali mboleko ngexesha elizayo.
Ikwangumbono odala ngokupheleleyo kubathengi abaninzi.
Ngeemveliso zemalimboleko ezininzi kwimarike yanamhlanje, kukho ithuba elihle lokuba ungabeki nesiqingatha salo mali. Nazi ezinye zeendlela ezilungileyo zokubeka ngaphantsi kweepesenti ezingama-20.
FHA Imali mboleko
Imfuno yokuhlawula ezantsi kwi Imali mboleko ye-FHA yipesenti ezi-3.5 kwabo banamanqaku angama-580 nangaphezulu. Ukuba unamanqaku phakathi kwe-500 kunye ne-579, kuya kufuneka wenze iipesenti ezili-10 zokuhlawula.
Ngubani onokufaka isicelo sayo: Nabani na odibana namanqaku amancinci kunye ne Umyinge wamatyala ukuya kumvuzo (iipesenti ezingama-43) ufanelekile kwimali mboleko ye-FHA. Ngokuchasene nemibono eyaziwayo, iimali mboleko ze-FHA azikhawulelwanga kubathengi bekhaya lokuqala. Nokuba sele uthabathe ubambiso lwe-FHA, ungaphinda ukhuphele enye kwikhaya lakho elilandelayo.
Ithetha ukuthini xa uqhubeka ubona i-1111
Izithintelo: Umyinge opheleleyo wemali engena kumvuzo, kubandakanya ukuhlawulwa kwemali mboleko yenyanga, kufuneka ube ngaphantsi kweepesenti ezingama-43. Nangona kunjalo, abanye ababolekisi baya kuvumela i-DTI ephezulu njengeipesenti ezingama-50.
Ukuhlaselwa: Iipremiyamu ze-inshurensi yobambiso (MIPs) zinokuphakama kune-Inshurensi yabucala yokuBambisa ngempahla (PMI) eza nemali mboleko yesiqhelo.
VA Imali mboleko
Iimali-mboleko ze-VA ziyafumaneka kuwo omabini amalungu kunye nawangaphambili amalungu omkhosi oxhobileyo, kubandakanya uMkhosi weSizwe kunye namalungu oGcino.
Imali mboleko ye-VA ayinakho ukuhlawula phantsi kwaye inokusetyenziswa amaxesha amaninzi. Umzekelo, ukuba uthatha imali mboleko ye-VA ukuthenga indlu kwaye uyithengise kwiminyaka emihlanu, unokuthenga indlu yakho elandelayo ngemboleko ye-VA.
Ngubani onokufaka isicelo sayo: Amalungu emkhosini onesatifikethi sokufaneleka (COE) kwaye amaqabane asindileyo amagqala asebenze ixesha elincinci anokufaka isicelo semali mboleko ye-VA.
Abo bangaphandle kwemisebenzi yasemkhosini esebenzayo banokulungela ukuba bahlangabezana nenye yezi mfuno:
Intsingiselo yokomoya inombolo 10
- Usebenze njengeGosa leNkonzo yezeMpilo yoLuntu
- I-Cadet e-United States Military, i-Air Force, okanye i-Coast Guard Academy okanye i-Midshipman e-United States Naval Academy
- Igosa loLawulo lweSizwe lwe-Oceanic kunye ne-Atmospheric
- Wasebenza kunye nelizwe elidibeneyo ngexesha leMfazwe yesibini (II) okanye njengomrhwebi waselwandle ngexesha leMfazwe yesibini (II) yeHlabathi
Izithintelo: Usadinga ikhredithi elungileyo ukuze ufaneleke ukufumana imali-mboleko ye-VA, ihlala inamanqaku angama-620 okanye ngaphezulu, kunye nenqanaba lokufumana umvuzo kwiipesenti ezingama-41 okanye ngaphantsi.
Ukuhlaselwa: Abanye abathengisi bacinga ukuba i-VA mboleko ithatha ixesha elide ukuvala, kwaye kunokuba nzima ukufumana isibonelelo sakho samkelwe.
Imali mboleko ye-USDA
Iimali-mboleko ze-USDA azikho imfuneko yokuhlawula phantsi kwaye ziyafumaneka kuphela kwabo bathenga indlu kwindawo yasemaphandleni echongiweyo.
Ngubani onokufaka isicelo sayo: Ukujonga ukuba ngaba indlu yakho enokubakho ifanelekile, chwetheza kule dilesi apha . Kuya kufuneka ukuba ube nenqaku lokuthenga ngetyala le-640 okanye ngaphezulu, umyinge kwityala lokufumana umvuzo weepesenti ezingama-41 okanye ngaphantsi kwaye ube nomvuzo ongadluli kwimida yonyaka yokufumana umvuzo.
Izithintelo: Ababoleki kufuneka babe namanqanaba emivuzo asezantsi okanye aphakathi ukuze afaneleke.
Ukuhlaselwa: Ngamakhaya kuphela kwimimandla yasemaphandleni afanelekileyo.
Imali mboleko yesiqhelo
Abanye ababolekisi bacinga ukuba bonke ababolekisi abaqhelekileyo bafuna iipesenti ezingama-20 zokuhlawula, kodwa abaninzi baya kwamkela nje ngepesenti ezintlanu . Abanye banokuvumela iipesenti ezi-3 ukuba zihlawulwe, kodwa uya kuphelela kumazinga aphezulu enzala. Kuya kufuneka ukuba ube ngumthengi wokuqala ekhaya ukubeka iipesenti ezi-3 ezantsi.
Ukuba uthatha i-reji ehlengahlengisiweyo, ubuncinci bokuhlawula ziipesenti ezi-5.
Ngubani onokufaka isicelo sayo: Amanqaku akho etyala kufuneka abe ngama-620 okanye ngaphezulu, kwaye umyinge kumatyala afumana umvuzo ube ngama-50 eepesenti okanye ngaphantsi.
Izithintelo: Imali mboleko iyonke kufuneka ibe ngaphantsi komda wonyaka. Ngo-2020, leyo yayingama-510,400 eedola kwiindawo ezininzi zelizwe.
Ukuhlaselwa: Umbolekisi oqhelekileyo ngokubanzi unemigangatho ephezulu kunabanye ababolekisi.
imele ntoni i-222
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